Charles County property record for 2055 Sharpersville Rd, Waldorf, MD 20601
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,497 sqft · built 2004 |
| Lot Size | 1.71 acres (74,923 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,029 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Apr 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-259928 |
| Primary APN | 06-259928 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,497 sqft Living Area |
| 1st Floor Area | 1,497 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Siding Sheathing |
| Roof Material | Composition Shingle |
| Lot Area | 74,923 sqft |
| Porch | Open Porch |
| Porch Area | 227 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 259928 |
|---|---|
| Street Address | 2055 SHARPERSVILLE RD |
| City | WALDORF |
| State | MD |
| Zip | 20601-3748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WCD |
| Legal Description | PAR F = 1.724 AC PICKERAL ESTATES SUB DIV |
| Legal Subdivision | PICKERAL ESTATES SUB DIV |
| Legal Block | 3 |
| Legal Lot Number | F |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 850706 |
Source: Charles County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 2234, WALDORF, MD 20604-2234 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Apr 11, 2019 | Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 1998 |
| Deed Sale | Sep 24, 1998 |
| Deed Document Number | 1998167398 |
| Deed Book / Page | 2645 / 2 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2055 SHARPERSVILLE RD, WALDORF, MD 20601-3748 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2055 SHARPERSVILLE RD, WALDORF, MD 20601-3748 |
| Document Number | 0127860283 |
|---|---|
| Date | Dec 1, 2022 |
| Book Page | 12786/283 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 478 Months |
| Due | Oct 1, 2062 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2055 SHARPERSVILLE RD, WALDORF, MD 20601-3748 |
| Document Number | 0106790424 |
| Instrument Date | Apr 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 2055 SHARPERSVILLE RD WALDORF MD 206013748, WALDORF, MD 20601-3748 |
| Document Number | 0106790424 |
|---|---|
| Date | Jun 20, 2019 |
| Book Page | 010679/000424 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $366,467 (+37.15%) | $415,200 (+54.35%) Land $137,200 Building $278,000 | |
| 2025 | $10,029.00 (+157.29%) | ||
| 2023 | $3,898.00 | $267,200 | $269,000 Land $137,200 Building $131,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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