2055 S Farley Rd, Munger, MI 48747 Property Records

Bay County property record for 2055 S Farley Rd, Munger, MI 48747

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,589 sqft · built 1967
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (May 2026)
Tax Bill	$3,988 (2026)
Deeds & Mortgages	Mar 2021 Mortgage May 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`090-027-100-030-00`

Property Details

APN / Parcel Number

Primary APN	`090-027-100-030-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,589 sqft Living Area
1st Floor Area	1,589 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	49,658 sqft (1.14 acres)
Lot Dimensions	268 ft deep x 185 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2055 S FARLEY RD
City	MUNGER
State	MI
Zip	48747-9759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 757 FT S OF NW COR OF SEC TH S 185 FT TH E 268.46 FT TH N 185 FT TH W 268.46 FT TO BEG. SEC 27 T13N R6E
Legal Range	06E
Legal Township	13N
Legal Section	27
Jurisdiction	BAY MI
Township / Civil Division	MERRITT
Census Block Group	5
Census Block	5091
Census Tract	285300

Owner

Source: Bay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 HART ST, ESSEXVILLE, MI 48732-1658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 11, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 17, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	Sep 3, 2021 · Amount on Record
Deed Document Number	20266489
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	2055 S FARLEY RD, MUNGER, MI 48747-9759
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004382
Date	Mar 17, 2021
Instrument	202104382

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2046

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	May 11, 2026
Property Address	2055 S FARLEY RD, MUNGER, MI 48747-9759
Document Number	0000006489
Instrument Date	May 8, 2026
Instrument	2026.6489
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$208,312.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 HART ST, ESSEXVILLE, MI 48732-1658

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Sep 3, 2021
Property Address	2055 S FARLEY RD, MUNGER, MI 48747-9759
Document Number	202115188
Instrument Date	Aug 30, 2021
Instrument	202115188
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,892.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2055 S FARLEY RD, 2055, MUNGER, MI 48747-9759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 BORTON AVE, ESSEXVILLE, MI 48732-1124

Mortgage

Document Number	202115189
Date	Sep 3, 2021
Instrument	202115189

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	2055 S FARLEY RD, MUNGER, MI 48747-9759
Transaction Type	Mortgage
Record Updated	Jul 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202104382
Date	Mar 17, 2021
Instrument	202104382

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2046

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Merritt Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,988.00 (+132.54%) Homeowner's exemption	$130,250 (+6.81%)	$260,500 (+6.81%)
2025	$1,715.00 (-46.71%) Homeowner's exemption	$121,950 (+29.18%)	$243,900 (+29.18%)
2023		$94,400	$188,800
2022	$3,218.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
Air Advantage Fixed Wireless	10 / 1
TDS Telecom DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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