2055 Raymond Ave, Ramona, CA 92065 Property Records

San Diego County property record for 2055 Raymond Ave, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,456 sqft · built 1969
Lot Size0.52 acres (22,651 sqft)
OwnerIndividual Name on Record
Last Sale$366,000 (Aug 2014)
Tax Bill$4,913 (2025)
Deeds & MortgagesSep 2021 Mortgage
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN282-224-05-00

Property Details

APN / Parcel Number

Primary APN282-224-05-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,456 sqft Living Area

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Lot Area22,651 sqft (0.52 acres)
Garage TypeCarport
CarportCarport
Parking Spaces5 Parking Spaces

Location & Zoning

Street Address2055 RAYMOND AVE
CityRAMONA
StateCA
Zip92065-3031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMV3
Legal DescriptionLOT 58 (EX NWLY 135 FT&SWLY 150 FT) TR 002155
Legal SubdivisionRAMONA ACRES
Legal Tract002155
Legal Block1
Legal Lot Number58
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1003
Census Tract20805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2055 RAYMOND AVE, RAMONA, CA 92065-3031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Aug 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
Nov 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 15, 2018Deed of Trust, Mortgage · Conventional Mortgage
CALIFORNIA COAST CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2014 · Amount on Record
Deed SaleAug 25, 2014 · Amount on Record
Prior SaleSep 2, 2010 · Amount on Record
Deed Document Number2014364980
Prior Transfer DateJul 20, 1995
Prior Transfer Doc0000312850
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2055 RAYMOND AVE, RAMONA, CA 92065-3031
Transaction TypeMortgage
Record UpdatedSep 16, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2055 RAYMOND AVE, RAMONA, CA 92065-3031

Mortgage

Document Number0000634643
DateSep 8, 2021
Instrument2021-0634643
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2055 RAYMOND AVE, RAMONA, CA 92065-3031
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000457648
DateAug 14, 2020
Instrument2020-0457648
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2055 RAYMOND AVE, RAMONA, CA 92065-3031
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000527972
DateNov 14, 2019
Instrument2019-0527972
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2055 RAYMOND AVE, RAMONA, CA 92065-3031
Document Number0000108951
Instrument DateMar 15, 2018
Transaction TypeMortgage
Record UpdatedMar 26, 2018
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2055 RAYMOND AVE RAMONA CA 920653031, RAMONA, CA 92065-3031

Mortgage

Document Number0000108951
DateMar 20, 2018
Instrument108951
Lender
NameCALIFORNIA COAST CU
TypeCredit Union
AddressSAN DIEGO, CA 92150-2080
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 19, 2033

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$448,663 (+2%) Land $170,336 Building $278,327
2025$4,913.00 (+9.37%)$439,867 (+4.04%) Land $166,997 Building $272,870
2023$4,492.00 (-3.44%)$422,788 Land $160,513 Building $262,275
2022$4,652.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2010–2019)
Most Recent ClaimFeb 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 64% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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