2055 Prosperity Ln, Placerville, CA 95667 Property Records

El Dorado County property record for 2055 Prosperity Ln, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,056 sqft · built 1998
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$860,000 (Apr 2021)
Tax Bill	$9,868 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`084-220-006-000`

Property Details

APN / Parcel Number

Primary APN	`084-220-006-000`
Alternative APNs	`08422006100` `0842200610`

Interior

Bedrooms	8 Beds
Full Baths	6 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	3,056 sqft Living Area
1st Floor Area	3,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	435,600 sqft
Terrain	Combination
View / Lot	Average
Garage Type	Attached
Garage Area	752 sqft
Parking Spaces	3 Parking Spaces
Patio Area	3,056 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Street Address	2055 PROSPERITY LN
City	PLACERVILLE
State	CA
Zip	95667-9075
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Description	PM 11/35/B
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	3
Census Block	3011
Census Tract	31100

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2055 PROSPERITY LN, PLACERVILLE, CA 95667-9075
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 31, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2021 · Amount on Record
Deed Sale	Apr 2, 2021 · Amount on Record
Prior Sale	May 21, 2013 · Amount on Record
Deed Document Number	202123195
Prior Transfer Date	Sep 21, 2012
Prior Transfer Doc	0000048826
Record Updated	Oct 29, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Apr 2, 2021
Property Address	2055 PROSPERITY LN, PLACERVILLE, CA 95667-9075
Document Number	0000023195
Map Reference	MB 11 PG 35
Instrument Date	Apr 1, 2021
Instrument	2021-0023195
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2055 PROSPERITY LN, PLACERVILLE, CA 95667-9075

Mortgage

Document Number	0000023196
Date	Apr 2, 2021
Instrument	2021-0023196

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	EL DORADO CA
Recording Date	Dec 31, 2018
Property Address	2055 PROSPERITY LN, PLACERVILLE, CA 95667-9075
Document Number	0000049260
Instrument Date	Jul 27, 2017
Instrument	49260
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2055 PROSPERITY LN PLACERVILLE CA 956679075, PLACERVILLE, CA 95667-9075

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Camino Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$949,507 (+2%) Land $287,060 Building $662,447
2025	$9,868.00 (+4.45%)	$930,890 (+4.04%) Land $281,432 Building $649,458
2023	$9,448.00 (+1.23%)	$894,744 Land $270,504 Building $624,240
2022	$9,333.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 83% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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