2055 Monaco Ct, El Cajon, CA 92019 Property Records

San Diego County property record for 2055 Monaco Ct, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,980 sqft · built 1985
Lot Size	0.151 acres (6,571 sqft)
Owner	2 Individual Names on Record
Last Sale	$645,000 (May 2018)
Tax Bill	$8,849 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`518-121-30-00`

Property Details

APN / Parcel Number

Primary APN	`518-121-30-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,980 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	6,571 sqft (0.151 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2055 MONACO CT
City	EL CAJON
State	CA
Zip	92019-4235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 650 UND INT IN LOTS 836&968&975&993&ALL OF TR 009433
Legal Subdivision	SAN DIEGO 3584-2
Legal Tract	009433
Legal Block	2
Legal Lot Number	650,8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13604

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2055 MONACO CT, EL CAJON, CA 92019-4235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage RELIABLE BUILDING LLC
Oct 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage RATE RABBIT INC
Oct 22, 2021	Intrafamily Transfer, Transfer LAWYERS TITLE
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 12, 2021	Intrafamily Transfer, Transfer
May 18, 2018	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
May 18, 2018	Affidavit of Death, Transfer TICOR TITLE SAN DIEGO BR
May 18, 2018	Intrafamily Transfer, Transfer TICOR TITLE SAN DIEGO BRANCH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2018 · Amount on Record
Deed Sale	May 18, 2018 · Amount on Record
Prior Sale	Jun 29, 1993 · Amount on Record
Deed Document Number	2018202785
Last Transfer Date	Oct 18, 2021
Transfer Doc	0000737376
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2026
Property Address	2055 MONACO CT, EL CAJON, CA 92019-4235
Document Number	0000184805
Instrument Date	Jun 22, 2026
Instrument	2026184805
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2055 MONACO CT, EL CAJON, CA 92019-4235

Mortgage

Document Number	0000184805,
Date	Jun 29, 2026
Instrument	2026184805

Lender

Name	RELIABLE BUILDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 22, 2021
Property Address	2055 MONACO CT, EL CAJON, CA 92019-4235
Document Number	0000737376
Map Reference	MAP 9433
Instrument Date	Oct 18, 2021
Instrument	2021-0737376
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2055 MONACO CT, EL CAJON, CA 92019-4235

Mortgage

Document Number	0000737377
Date	Oct 22, 2021
Instrument	2021-0737377

Lender

Name	RATE RABBIT INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 22, 2021
Property Address	2055 MONACO CT, EL CAJON, CA 92019-4235
Document Number	0000737375
Map Reference	MAP 9433
Instrument Date	Oct 18, 2021
Instrument	2021-0737375
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2055 MONACO CT, EL CAJON, CA 92019-4235

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2055 MONACO CT, EL CAJON, CA 92019-4235
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051666
Date	Jan 31, 2020
Instrument	2020-0051666

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 12, 2021
Property Address	2055 MONACO CT, EL CAJON, CA 92019-4235
Document Number	0000112997
Map Reference	MAP 94333
Instrument Date	Jan 26, 2021
Instrument	2021-0112997
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2055 MONACO CT, EL CAJON, CA 92019-4235

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2018
Property Address	2055 MONACO CT, EL CAJON, CA 92019-4235
Document Number	0000202785
Map Reference	MAP 9433
Instrument Date	Apr 24, 2018
Instrument	2018-0202785
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2055 MONACO CT, EL CAJON, CA 92019-4235

Mortgage

Document Number	0000202786
Date	May 18, 2018
Instrument	2018-0202786

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2018
Property Address	2055 MONACO CT, EL CAJON, CA 92019-4235
Document Number	0000202783
Instrument Date	Apr 14, 2018
Instrument	202783
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1514 MORENCI ST SAN DIEGO CA 921103638, SAN DIEGO, CA 92110-3638

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2018
Property Address	2055 MONACO CT, EL CAJON, CA 92019-4235
Document Number	0000202784
Map Reference	MAP 9433
Instrument Date	Apr 14, 2018
Instrument	2018-0202784
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2055 MONACO CT, EL CAJON, CA 92019-4235

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$748,570 (+2%) Land $277,240 Building $471,330
2025	$8,849.00 (+2.08%)	$733,893 (+4.04%) Land $271,804 Building $462,089
2023	$8,669.00 (+1.64%)	$705,397 Land $261,250 Building $444,147
2022	$8,529.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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