Lancaster County property record for 2055 McIlwain Rd, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,018 sqft · built 1990 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,337 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0102-00-125.00 |
| Primary APN | 0102-00-125.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,018 sqft Living Area |
| Gross Area | 3,177 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 82,764 sqft (1.9 acres) |
| Garage Area | 992 sqft |
| Porch | Porch |
| Porch Area | 984 sqft |
| Deck Area | 176 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 65323 |
|---|---|
| Street Address | 2055 MCILWAIN RD |
| City | LANCASTER |
| State | SC |
| Zip | 29720-8006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 10600 |
2055 McIlwain Rd is owned and occupied by an individual.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2055 MCILWAIN RD, LANCASTER, SC 29720-8006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2017 | Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO |
| Oct 6, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 2055 MCILWAIN RD, LANCASTER, SC 29720-8006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001951 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 3305/129 |
| Instrument | 2017001951 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LANCASTER, SC 29720 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Mar 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 2055 MCILWAIN RD, LANCASTER, SC 29720-8006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2055 MCILWAIN RD, LANCASTER, SC 29720-8006 |
| Document Number | 0000017315 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 4152/171 |
| Instrument | 2020017315 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2055 McIlwain Rd was $1,337, up 9.3% from the year before.
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,337.00 (+9.32%) | $9,163 Land $697 Building $8,466 | $302,400 Land $23,000 Building $279,400 |
| 2024 | $1,223.00 (+0.41%) | ||
| 2023 | $1,218.00 | $7,968 Land $812 Building $7,156 | $199,200 Land $20,300 Building $178,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2055 McIlwain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2055 McIlwain Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 43% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverNet Connect Fiber | 1,000 / 1,000 |
| Comporium Cable · Fiber in parts of the area | 1,000 / 100 |
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