2055 Matthew Dr, Montgomery, IL 60538 Property Records

Kendall County property record for 2055 Matthew Dr, Montgomery, IL 60538

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,633 sqft · built 2001
Lot Size0.18 acres (7,842 sqft)
OwnerCompany on Record
Last Sale$247,000 (Jul 2020)
Tax Bill$7,491 (2024)
Deeds & MortgagesSep 2021 Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-02-228-026

Property Details

APN / Parcel Number

Primary APN02-02-228-026

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,633 sqft Living Area
Gross Area2,734 sqft
1st Floor Area1,633 sqft
Basement Area670 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,842 sqft (0.18 acres)
Garage TypeAttached
Garage Area431 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address2055 MATTHEW DR
CityMONTGOMERY
StateIL
Zip60538-4009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 82 LAKEWOOD CREEK UNIT 1, VILLAGE OF MONTGOMERY
Legal SubdivisionLAKEWOOD CREEK UNIT 1
Legal Lot Number82
JurisdictionKENDALL IL
Township / Civil DivisionBRISTOL
Census Block Group1
Census Block1001
Census Tract890404

Owner

Source: Kendall County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany on Record
Mailing Address2055 MATTHEW DR, MONTGOMERY, IL 60538-4009
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 7, 2020Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2020 · Amount on Record
Deed SaleJul 7, 2020 · Amount on Record
Prior SaleOct 29, 2012 · Amount on Record
Deed Document Number202012102
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address2055 MATTHEW DR, MONTGOMERY, IL 60538-4009
Transaction TypeMortgage
Record UpdatedSep 29, 2021
Title CompanyNEAR NORTH NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024855
DateSep 21, 2021
Instrument202100024855
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateJul 7, 2020
Property Address2055 MATTHEW DR, MONTGOMERY, IL 60538-4009
Document Number0000012102
Map ReferenceDOC 200100004400
Instrument DateJun 17, 2020
Instrument202000012102
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyLAKELAND TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$247.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2055 MATTHEW DR, 2055, MONTGMRY, IL 60538-4009

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2055 MATTHEW DR, MONTGMRY, IL 60538-4009

Mortgage

Document Number0000012103
DateJul 7, 2020
Instrument202000012103
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionBristol Township
MunicipalityMontgomery Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$106,269 (+35.65%) Land $14,531 Building $91,738$318,807 (+35.65%) Land $43,593 Building $275,214
2024$7,491.00
2022$78,340 Land $10,804 Building $67,536$235,020 Land $32,412 Building $202,608

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY
serves 28,956 people · EPA ID IL0894690
Water SourceGroundwater
Last State InspectionFeb 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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