2055 Gibson St, Mobile, AL 36617 Property Records

Mobile County property record for 2055 Gibson St, Mobile, AL 36617

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,084 sqft · built 1984
Lot Size0.144 acres (6,287 sqft)
OwnerCompany Name on Record
Last Sale$30,000 (Apr 2024)
Tax Bill$403 (2025)
Deeds & MortgagesAug 2026 Mortgage
Apr 2024 Mortgage
Flood ZoneZone X (minimal risk)
APNR022907420001207

Property Details

APN / Parcel Number

Primary APNR022907420001207
Alternative APNs
  • 29 07 42 0 001 207.XXX
  • 00821276
  • 821276

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,084 sqft Living Area
1st Floor Area1,020 sqft
Upper Floors Area80 sqft
FlooringCarpet
Interior WallsWood

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,287 sqft (0.144 acres)
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area124 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number821276
Street Address2055 GIBSON ST
CityMOBILE
StateAL
Zip36617-3032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 TOULMINVILLE MANOR MBK 4 PG 180 #SEC 42 T4S R1W #MP29 07 42 0 001
Legal Range04S
Legal Township04S
Legal Section42
Legal SubdivisionTOULMINVILLE MANOR
Legal Lot Number12
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2001
Census Tract802

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address405 BAY SHORE AVE, MOBILE, AL 36607-1501
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
LOAN FUNDER LLC
Apr 26, 2024Deed of Trust, Mortgage · Commercial Mortgage
MOBILE CAPITAL COMPANY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2024 · Amount on Record
Deed SaleApr 26, 2024 · Amount on Record
Deed Document Number202425541
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Recording DateAug 21, 2026
Property Address2055 GIBSON ST, MOBILE, AL 36617-3032
Document Number0000051092
Instrument DateAug 19, 2026
Instrument202651092
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address405 BAY SHORE AVE, MOBILE, AL 36607-1533
InvestorPossibly a Property Investor

Mortgage

Document Number0000051092,
DateAug 21, 2026
Instrument202651092
Lender
NameLOAN FUNDER LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address2055 GIBSON ST, MOBILE, AL 36617-3032
Transaction TypeMortgage
Record UpdatedMay 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000025542
DateApr 26, 2024
Instrument2024025542
Lender
NameMOBILE CAPITAL COMPANY LLC
TypeNon-Lending Institution
Address51 TACON ST STE A, MOBILE, AL 36607
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term24 Months
DueApr 26, 2026

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$403.00$6,200 (-) Land $1,200 Building $5,000$31,000 (-) Land $6,000 Building $25,000
2024$403.00 (+6.05%)$6,200 (+6.16%) Land $1,200 Building $5,000$31,000 (+6.16%) Land $6,000 Building $25,000
2023$380.00$5,840 Land $1,200 Building $4,640$29,200 Land $6,000 Building $23,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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