2055 Fraser Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 2055 Fraser Rd, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,473 sqft · built 1960
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jul 2021)
Tax Bill	$905 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`3979635196`

Property Details

APN / Parcel Number

Primary APN	`3979635196`
Alternative APN	`81126`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,473 sqft Living Area
1st Floor Area	1,473 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	16,553 sqft (0.38 acres)

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	144 sqft
Shed	1 Shed
Shed Area	256 sqft
Lean-To	96 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	81126
Street Address	2055 FRASER RD
City	SPARTA
State	NC
Zip	28675-9570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	PROPERTY THOMAS R & MARY C TOL
Jurisdiction	ALLEGHANY NC
Township / Civil Division	WHITEHEAD
Census Block Group	3
Census Block	3005
Census Tract	950300

Owner

Source: Alleghany County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2055 FRASER RD, SPARTA, NC 28675-9570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Deed Document Number	20212207
Deed Book / Page	421 / 167
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	2055 FRASER RD, SPARTA, NC 28675-9570
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	423/286
Date	Oct 5, 2021
Book Page	423/286
Instrument	2913

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Jul 30, 2021
Property Address	2055 FRASER RD, SPARTA, NC 28675-9570
Document Number	421/167
Book / Page	421 / 167
Map Reference	MB 123 PG H211
Instrument Date	Jun 17, 2021
Instrument	2207
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1260 MEMORIAL PARK DR, 1260, SPARTA, NC 28675-9649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2055 FRAZIER RD, SPARTA, NC 28675

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,800 (-) Land $24,400 Building $104,400	$128,800 (-) Land $24,400 Building $104,400
2025	$905.00
2023		$128,800 Land $24,400 Building $104,400	$128,800 Land $24,400 Building $104,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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