2055 FM 13 E, Troup, TX 75789 Property Records

Cherokee County property record for 2055 FM 13 E, Troup, TX 75789

Property Summary

Property Type	Single Family Home
Details	3 bd · 4,153 sqft · built 2003
Lot Size	3.9 acres (170,189 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,140 (Jun 2021)
Tax Bill	$7,862 (2026)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000020-05770-0004000`

Property Details

APN / Parcel Number

Primary APN	`000020-05770-0004000`
Alternative APN	`102897000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	4,153 sqft Living Area
Gross Area	5,479 sqft
1st Floor Area	3,109 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	170,189 sqft (3.9 acres)
Garage Type	Detached
Garage Area	720 sqft
Patio Area	930 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	000020-05770-0004000
Street Address	2055 FM 13 E
City	TROUP
State	TX
Zip	75789-7341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A 20 BLK 577 TR 4 & 5 E GEE L01
Legal Subdivision	E GEE SURVEY A-
Legal Tract	4
Legal Block	577
Jurisdiction	CHEROKEE TX
Township / Civil Division	NEW SUMMERFIELD
Census Block Group	1
Census Block	1089
Census Tract	950100

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2055 FM 13 E, TROUP, TX 75789-7341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2021 · Amount on Record
Deed Sale	Jun 8, 2021 · Amount on Record
Prior Sale	Nov 3, 2016 · Amount on Record
Deed Document Number	2021700849
Deed Book / Page	2622 / 189
Prior Transfer Date	Oct 31, 2016
Prior Transfer Doc	2350/472
Record Updated	Oct 29, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CHEROKEE TX
Recording Date	Jun 8, 2021
Property Address	2055 FM 13 E, TROUP, TX 75789-7341
Document Number	2622/189
Book / Page	2622 / 189
Instrument Date	Jun 2, 2021
Instrument	700849
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2055 FM 13 E, TROUP, TX 75789-7341

Mortgage

Document Number	700850
Date	Jun 8, 2021
Instrument	700850

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cherokee County
Unified School District	Troup Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,862.00 (+203.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$623,260 (-1.6%) Land $79,880 Building $543,380	$623,260 (-1.6%) Land $79,880 Building $543,380
2025	$2,588.00 (-35.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$633,420 (+31.45%) Land $83,210 Building $550,210	$633,420 (+31.45%) Land $83,210 Building $550,210
2023		$481,880 Land $67,150 Building $414,730	$481,880 Land $67,150 Building $414,730
2022	$4,040.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WRIGHT CITY WSC 2 serves 2,124 people · EPA ID TX2120099
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CCECA Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 13 E

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