Schenectady County and Rotterdam Town property record for 2055 Curry Rd, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,170 sqft · built 1951 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $271,000 (Oct 2025) |
| Tax Bill | $4,422 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.13-3-3 |
| Primary APN | 422800 59.13-3-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Upper Floors Area | 390 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 195 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2055 CURRY RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G,BK HAM-PTS505-507,521 2.-177-20 |
| Legal Block | 3 |
| Legal Lot Number | 3.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 REDWOOD RD, SAUGERTIES, NY 12477-2116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU |
| Oct 6, 2025 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Sep 30, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2025 · Amount on Record |
| Deed Sale | Oct 6, 2025 · Amount on Record |
| Prior Sale | Aug 28, 2014 · Amount on Record |
| Deed Document Number | 202523937 |
| Deed Book / Page | 2158 / 463 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2055 CURRY RD, SCHENECTADY, NY 12303-4049 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | NEWPORT ABSTRACT LLC, NEWYORK ABSTRACT LLC |
| Name | Verified Name |
|---|---|
| Address | 2055 CURRY RD, SCHENECTADY, NY 12303-4049 |
| Document Number | 0000041013 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 5134/626 |
| Instrument | 202141013 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 6, 2025 |
| Property Address | 2055 CURRY RD, SCHENECTADY, NY 12303-4049 |
| Document Number | 0000023937 |
| Instrument Date | Sep 5, 2025 |
| Instrument | 202523937 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,084.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2055 CURRY RD, SCHENECTADY, NY 12303-4049 |
| Name | Verified Name |
|---|---|
| Address | 10 REDWOOD RD, SAUGERTIES, NY 12477-2116 |
| Document Number | 0000023938 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 202523938 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 30, 2021 |
| Property Address | 2055 CURRY RD, SCHENECTADY, NY 12303-4049 |
| Document Number | 0000048396 |
| Book / Page | 5151 / 25 |
| Instrument Date | Sep 16, 2021 |
| Instrument | 202148396 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2055 CURRY RD, SCHENECTADY, NY 12303-4049 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,422.00 (+1.94%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $4,338.00 | $126,000 (-) Land $12,200 Building $113,800 | $193,800 (+10.74%) Land $18,765 Building $175,035 |
| 2024 | $126,000 (-) Land $12,200 Building $113,800 | $175,000 (+5.55%) Land $16,944 Building $158,056 | |
| 2023 | $126,000 Land $12,200 Building $113,800 | $165,800 Land $16,054 Building $149,746 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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