2055 Bright Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 2055 Bright Rd, Hernando, MS 38632 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Year BuiltBuilt 2017
Square Footage4,781 sqft Adjusted Area
Lot Size65,340 sqft (1.5 acres)
OccupancyOwner Occupied
Last Sale$133,000 (2025)
Tax Bill$4,200.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-07-2-09-00-0-00004-04

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area4,781 sqft Adjusted Area
1st Floor2,759 sqft 1st Floor
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick Veneer Exterior
Construction TypeBrick Construction
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area65,340 sqft (1.5 acres)

Location & Zoning

Street Address2055 BRIGHT RD
CityHERNANDO
StateMS
Zip38632-9699
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT NW1/4
Legal Range007
Legal Township03S
Legal Section09
Legal Lot Number4
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup2
Census Block2028
Census Tract71001

Owner

Source: DeSoto County records · APN 3-07-2-09-00-0-00004-04

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2055 BRIGHT RD, HERNANDO, MS 38632-9699
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2017Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY BANK OF MISSISSIPPI
Apr 27, 2020Deed of Trust, Mortgage · Line of Credit
GUARANTY BANK & TRUST CO
Aug 02, 2021Warranty Deed, Transfer · Conventional Mortgage
BRIGHTON BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 25, 2025 · Amount on Record
Deed SaleFeb 25, 2025 · Amount on Record
Prior SaleAug 02, 2021 · Amount on Record
Deed Book / Page1025 / 3855
Record RefreshedJun 08, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address2055 BRIGHT RD, HERNANDO, MS 38632-9699
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyREALITY TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004331/001
DateApr 06, 2017
Book Page4331/001
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
AddressFLOWOOD, MS 39232
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2047

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address2055 BRIGHT RD, HERNANDO, MS 38632-9699
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004931/352
DateApr 27, 2020
Book Page4931/352
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
AddressSOUTHAVEN, MS 38672
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 20, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateAug 02, 2021
Property Address2055 BRIGHT RD, HERNANDO, MS 38632-9699
Document Number000966/401
Book / Page966 / 401
Instrument DateJul 27, 2021
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address101 FAIRWAY DR, 101, MIAMI SPRINGS, FL 33166-5843

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2055 BRIGHT RD, HERNANDO, MS 38632-9699

Mortgage

Document Number0005306496
DateAug 02, 2021
Instrument5306/496
Lender
NameBRIGHTON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,200.00 (+19.12%)$54,441 (+42.61%) Land $1,500 Building $52,941$544,406 (+42.61%) Land $15,000 Building $529,406
2023$3,526.00$38,174$381,739 Land $15,000 Building $366,739

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