2055 Bluestem Dr, Petoskey, MI 49770 Property Records

Emmet County property record for 2055 Bluestem Dr, Petoskey, MI 49770

Property Summary

Property Type	Residential Vacant Land
Details	1 ba · 192 sqft
Lot Size	0.14 acres (6,114 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,784 (2024)
Deeds & Mortgages	Jan 2024 Mortgage Aug 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-16-25-105-363`

Property Details

APN / Parcel Number

Primary APN	`01-16-25-105-363`

Interior

Full Baths	1 Bath
Building Area	192 sqft Living Area
1st Floor Area	192 sqft

Exterior

Architectural Style	Condo/Apartment
Lot Area	6,114 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2055 BLUESTEM DR
City	PETOSKEY
State	MI
Zip	49770-7902
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	EC PUD-RO
Legal Description	HEARTHSIDE GROVE CONDO, PLAN #348, UNIT 263, SECTION 25 & 26, T35N, R5W
Legal Range	05W
Legal Township	35N
Legal Section	25
Legal Subdivision	HEARTHSIDE GROVE CONDO
Legal Unit	263
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	2
Census Block	2011
Census Tract	970500

Owner

2055 Bluestem Dr, residential vacant land, is owned by two individuals.

Source: Emmet County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27591 MILL CREEK DR, BROWNSTOWN TWP, MI 48183-5927
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Aug 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES BANK & TRUST CO
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Aug 21, 2019	Warranty Deed, Transfer · Stand-Alone Refinance PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	2055 BLUESTEM DR, PETOSKEY, MI 49770-7902
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2055 BLUESTEM DR, PETOSKEY, MI 49770-7902

Mortgage

Document Number	0000001256/0000000865
Date	Jan 3, 2024
Book Page	0000001256/0000000865
Instrument	5209874

Lender

Name	PEOPLES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	228 Months
Due	Jan 1, 2043

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	2055 BLUESTEM DR, PETOSKEY, MI 49770-7902
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001214/455
Date	Aug 21, 2019
Book Page	1214/455
Instrument	5167374

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2039

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	2055 BLUESTEM DR, PETOSKEY, MI 49770-7902
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2055 BLUESTEM DR, PETOSKEY, MI 49770-7902

Mortgage

Document Number	0000001237/0000000198
Date	Sep 17, 2021
Book Page	0000001237/0000000198
Instrument	5190159

Lender

Name	PEOPLES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2041

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Aug 21, 2019
Property Address	2055 BLUESTEM DR, PETOSKEY, MI 49770-7902
Document Number	1214/454
Book / Page	1214 / 454
Instrument Date	Aug 16, 2019
Instrument	5167373
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	TALON GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27591 MILL CREEK DR, BROWNSTOWN TWP, MI 48183-5927

Mortgage

Document Number	1214/455
Date	Aug 21, 2019
Book Page	1214/455
Instrument	5167374

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2039

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,600 Land $221,600	$443,200 Land $443,200
2024	$4,784.00
2023		$105,400 Land $105,400	$210,800 Land $210,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2055 Bluestem Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2055 Bluestem Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Truestream.

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