Lee County property record for 20549 Larino Loop, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,390 sqft · built 2007 |
| Lot Size | 0.079 acres (3,441 sqft) |
| Owner | Individual Name on File |
| Last Sale | $277,500 (Aug 2020) |
| Tax Bill | $3,675 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-46-26-E2-0500A.1010 |
| Primary APN | 29-46-26-E2-0500A.1010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,390 sqft Living Area |
| Gross Area | 2,893 sqft |
| 1st Floor Area | 890 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 3,441 sqft (0.079 acres) |
| Garage Type | Attached |
| Garage Area | 413 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10504805 |
|---|---|
| Street Address | 20549 LARINO LOOP |
| City | ESTERO |
| State | FL |
| Zip | 33928-6373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | BELLA TERRA UNIT THREE DESC IN PB 82 PGS 58-62 BLK A LOT 101 |
| Legal Range | 26E |
| Legal Township | 46S |
| Legal Section | 29 |
| Legal Subdivision | BELLA TERRA |
| Legal Tract | E2 |
| Legal Block | A |
| Legal Lot Number | 101 |
| Legal Unit | 3 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 50311 |
20549 Larino Loop is owned and occupied by an individual who bought it in August 2020.
Source: Lee County records, as of April 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20549 LARINO LOOP, ESTERO, FL 33928-6373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2020 · Amount on File |
| Deed Sale | Aug 7, 2020 · Amount on File |
| Prior Sale | Apr 15, 2011 · Amount on File |
| Deed Document Number | 2020182643 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Aug 7, 2020 |
| Property Address | 20549 LARINO LOOP, ESTERO, FL 33928-6373 |
| Document Number | 0000182643 |
| Instrument Date | Aug 4, 2020 |
| Instrument | 182643 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | MARKETPLACE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,943.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13696 TROIA DR ESTERO FL 339287303, ESTERO, FL 33928-7303 |
| Document Number | 182644 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 182644 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 6, 2050 |
The 2025 property tax bill for 20549 Larino Loop was $3,675 with a homeowner's exemption.
Source: Lee County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,675.00 Homeowner's exemption | $219,470 | $309,988 Land $65,004 Building $244,984 |
| 2023 | $3,474.00 (-1.53%) Homeowner's exemption | $207,073 (+3%) | $321,564 (+24.43%) Land $40,663 Building $280,901 |
| 2022 | $3,528.00 Homeowner's exemption | $201,042 | $258,439 Land $50,820 Building $207,619 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20549 Larino Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20549 Larino Loop is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Hotwire Communications.
5G (outdoors only) and 4G LTE
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