20545 Carson Rd, Excelsior, MN 55331 Property Records

Hennepin County property record for 20545 Carson Rd, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,179 sqft · built 1950
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Trust Names on Record
Tax Bill	$15,788 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`24-117-23-33-0032`

Property Details

APN / Parcel Number

Primary APN	`24-117-23-33-0032`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,179 sqft Living Area
Gross Area	3,314 sqft
1st Floor Area	1,873 sqft
Basement Area	937 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	20545 CARSON RD
City	EXCELSIOR
State	MN
Zip	55331-9308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 003 A DEEPHAVEN HEIGHTS THAT PART OF LOT 2 LYING E OF W 50.92 FT THOF IRREGULAR
Legal Range	23
Legal Township	117
Legal Section	24
Legal Quarter	33
Legal Subdivision	DEEPHAVEN HEIGHTS
Legal Block	3
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	DEEPHAVEN
Census Block Group	3
Census Block	3015
Census Tract	27400

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	20545 CARSON RD, EXCELSIOR, MN 55331-9308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 27, 2020	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MTG
Aug 10, 2017	Deed of Trust, Mortgage · Line of Credit SIGNATURE BK
Jul 24, 2017	Deed of Trust, Mortgage RUBICON MTG ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 26, 2013
Transfer Doc	0009933728
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	20545 CARSON RD, EXCELSIOR, MN 55331-9308
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11018624
Date	Sep 22, 2021
Instrument	A11018624

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 21, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	20545 CARSON RD, EXCELSIOR, MN 55331-9308
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10988860
Date	Jul 13, 2021
Instrument	A10988860

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	20545 CARSON RD, EXCELSIOR, MN 55331-9308
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10896387
Date	Jan 6, 2021
Instrument	A10896387

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	20545 CARSON RD, EXCELSIOR, MN 55331-9308
Document Number	0010752541
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20545 CARSON RD EXCELSIOR MN 553319308, EXCELSIOR, MN 55331-9308

Mortgage

Document Number	0010752541
Date	Jan 31, 2020
Instrument	10752541

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	20545 CARSON RD, EXCELSIOR, MN 55331-9308
Document Number	0010475479
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20545 CARSON RD EXCELSIOR MN 553319308, EXCELSIOR, MN 55331-9308

Mortgage

Document Number	0010475479
Date	Aug 29, 2017
Instrument	10475479

Lender

Name	SIGNATURE BK
Type	Bank
Address	MINNETONKA, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 28, 2022

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	20545 CARSON RD, EXCELSIOR, MN 55331-9308
Document Number	0010464329
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Sep 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20545 CARSON RD EXCELSIOR MN 553319308, EXCELSIOR, MN 55331-9308

Mortgage

Document Number	0010464329
Date	Jul 28, 2017
Instrument	10464329

Lender

Name	RUBICON MTG ADVISORS
Type	Mortgage Company
Address	MINNETONKA, MN 55305

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Deephaven City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,788.00 (+46.5%)	$1,259,600 (+34.43%) Land $812,500 Building $447,100	$1,259,600 (+34.43%) Land $812,500 Building $447,100
2023	$10,777.00 Homeowner's exemption
2022		$937,000 Land $550,000 Building $387,000	$937,000 Land $550,000 Building $387,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1981–2001)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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