Lee County property record for 20544 Cedar Mill Pl, Estero, FL 33928
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.15 acres (6,521 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $448,100 (Aug 2026) |
| Tax Bill | $2,503 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-46-27-L4-0800B.1477 |
| Primary APN | 29-46-27-L4-0800B.1477 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,521 sqft (0.15 acres) |
|---|
| Account Number | 10629794 |
|---|---|
| Street Address | 20544 CEDAR MILL PL |
| City | ESTERO |
| State | FL |
| Zip | 33928-2316 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | VERDANA VILLAGE PHASE 3C AS DESC IN 2024000173126 BLOCK B LOT 1477 |
| Legal Subdivision | VERDANA VILLAGE |
| Legal Block | B |
| Legal Lot Number | 1477 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 50312 |
20544 Cedar Mill Pl, residential vacant land, is owned and occupied by two individuals who bought it in August 2026.
Source: Lee County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20544 CEDAR MILL PL, ESTERO, FL 33928-2316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2026 · Amount on File |
| Deed Sale | Aug 10, 2026 · Amount on File |
| Prior Sale | Jun 30, 2025 · Amount on File |
| Deed Document Number | 2026210586 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Aug 10, 2026 |
| Property Address | 20544 CEDAR MILL PL, ESTERO, FL 33928-2316 |
| Document Number | 0000210586 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 2026210586 |
| Record Updated | Aug 18, 2026 |
| Title Company | PGP TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $316,806.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20544 CEDAR MILL PL, ESTERO, FL 33928-2316 |
| Document Number | 0000210587, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 2026210587 |
| Name | PULTE MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 20544 Cedar Mill Pl was $2,503.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,129 (+12.32%) Land $74,129 | $74,129 (-13.72%) Land $74,129 | |
| 2025 | $2,503.00 | $66,000 Land $66,000 | $85,918 Land $85,918 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 20544 Cedar Mill Pl in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 205 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 124 condo units |
| Nearby Flood Claims | 42 (1981–2024) |
| Claims Outside the SFHA | 9 of 42 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20544 Cedar Mill Pl is high, ranking above 81% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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