20540 Jacklight Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20540 Jacklight Ln, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,484 sqft · built 2007
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$905,000 (May 2021)
Tax Bill	$5,747 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181209 CD 11800`

Property Details

APN / Parcel Number

Primary APN	`181209 CD 11800`
Alternative APN	`250818`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,484 sqft Living Area
1st Floor Area	1,520 sqft
2nd Floor Area	1,964 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Split Level
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Mixed
Garage Area	751 sqft

Location & Zoning

Account Number	250818
Street Address	20540 JACKLIGHT LN
City	BEND
State	OR
Zip	97702-2971
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GI
Legal Description	LOT:115 SUBD:SUN MEADOW NO 4 SEC/TWN/RNG/MER:SEC 09 TWN 18 RNG 12 MAP REF:181209-CD
Legal Range	12E
Legal Township	18S
Legal Section	09
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	SUN MEADOW NO 4
Legal Lot Number	115
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1031
Census Tract	2002

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20540 JACKLIGHT LN, BEND, OR 97702-2971
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
May 17, 2021	Warranty Deed, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU
Jul 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 25, 2017	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Prior Sale	Jul 30, 2020
Deed Document Number	2021-30557
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20540 JACKLIGHT LN, BEND, OR 97702-2971
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20540 JACKLIGHT LN, BEND, OR 97702-2971

Mortgage

Document Number	0000028299
Date	Nov 13, 2023
Instrument	2023-28299

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 17, 2021
Property Address	20540 JACKLIGHT LN, BEND, OR 97702-2971
Document Number	0000030557
Map Reference	DOC 2006-01038
Instrument Date	May 14, 2021
Instrument	2021-30557
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	NOT AVAILABLE, WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20540 JACKLIGHT LN, BEND, OR 97702-2971

Mortgage

Document Number	0000030558
Date	May 17, 2021
Instrument	2021-30558

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Jul 30, 2020
Property Address	20540 JACKLIGHT LN, BEND, OR 97702-2971
Document Number	0000037495
Map Reference	CAB G PG 999
Instrument Date	Jul 28, 2020
Instrument	2020-37495
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	AMERITITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20540 JACKLIGHT LN, BEND, OR 97702-2971

Mortgage

Document Number	0000037496
Date	Jul 30, 2020
Instrument	2020-37496

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 25, 2017
Property Address	20540 JACKLIGHT LN, BEND, OR 97702-2971
Document Number	0000029131
Instrument Date	May 30, 2017
Instrument	2017-29131
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	20540 JACKLIGHT LN, BEND, OR 97702-2971

Mortgage

Document Number	0000029132
Date	Jul 25, 2017
Instrument	2017-29132

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,747.00 (+3.94%)	$340,170 (+3%)	$900,550 (-2.85%) Land $213,640 Building $686,910
2024	$5,529.00 (+7.86%)	$330,270 (+3%)	$926,930 (-5.01%) Land $188,320 Building $738,610
2023	$5,126.00	$320,660	$975,810 Land $172,970 Building $802,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Webformix.

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