Chesterfield County property record for 2054 Zoar Rd, Cheraw, SC 29520
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 2,296 sqft · built 1978 |
| Lot Size | 9.5 acres (413,820 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $161,500 (Oct 2022) |
| Tax Bill | $764 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jun 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 207 000 000 035 |
| Primary APN | 207 000 000 035 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,296 sqft Total Area |
| 1st Floor Area | 2,296 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 413,820 sqft (9.5 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | HVAC |
|---|
| Account Number | 00026563 |
|---|---|
| Street Address | 2054 ZOAR RD |
| City | CHERAW |
| State | SC |
| Zip | 29520-6123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 9.50 AC TRACT |
| Jurisdiction | CHESTERFIELD SC |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 950401 |
Source: Chesterfield County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2054 ZOAR RD, CHERAW, SC 29520-6123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2022 | Deed, Transfer · Conventional Mortgage FOUNDERS FCU |
| Jun 2, 2022 | Correction Deed |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2022 · Amount on Record |
| Deed Sale | Oct 5, 2022 · Amount on Record |
| Prior Sale | Jun 2, 2022 · Amount on Record |
| Deed Document Number | 20224208 |
| Deed Book / Page | 550 / 82 |
| Prior Transfer Date | May 26, 2022 |
| Prior Transfer Doc | 000547/372 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Oct 5, 2022 |
| Property Address | 2054 ZOAR RD, CHERAW, SC 29520-6123 |
| Document Number | 0000550/82 |
| Book / Page | 550 / 82 |
| Instrument Date | Oct 5, 2022 |
| Instrument | 2022-4208 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $419.90 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2054 ZOAR RD, CHERAW, SC 29520-6123 |
| Document Number | 0020224209 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 2022-4209 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Oct 1, 2037 |
| Change Frequency | 15 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.8% |
| Index | 10-Year TN |
| Max Rate | 10.8% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Jun 2, 2022 |
| Property Address | 2054 ZOAR RD, CHERAW, SC 29520-6123 |
| Document Number | 000547/372 |
| Book / Page | 547 / 372 |
| Instrument Date | May 25, 2022 |
| Instrument | 202200002479 |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 737 PLANTATION RD, LANCASTER, SC 29720-5808 |
Source: Chesterfield County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Unified School District | Chesterfield County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $764.00 (-72.59%) | $5,460 (-38.31%) Land $280 Building $5,180 | |
| 2024 | $147,500 (-) Land $34,800 Building $112,700 | ||
| 2023 | $2,787.00 | $8,850 Land $2,090 Building $6,760 | $147,500 Land $34,800 Building $112,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 65% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverNet Connect Fiber | 1,000 / 1,000 |
| Sandhill Telephone Cooperative Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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