Burke County property record for 2054 S Fork Dr, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1986 |
| Lot Size | 0.669 acres (29,185 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $137,000 (Nov 2005) |
| Tax Bill | $1,508 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1781834836 |
| Primary APN | 1781834836 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| Flooring | Carpet |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 29,185 sqft (0.669 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 1781834836 |
|---|---|
| Street Address | 2054 S FORK DR |
| City | MORGANTON |
| State | NC |
| Zip | 28655-9600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL ONE DIST |
| Legal Description | 2054 SOUTH FORK DR MORGANTON, NC 28655 |
| Legal Subdivision | SOUTH FORK SUB |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20304 |
Source: Burke County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 2054 S FORK DR, MORGANTON, NC 28655-9600 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ITHINK FINANCIAL CU |
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ITHINK FIN'L CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2005 · Amount on Record |
| Deed Sale | Nov 28, 2005 · Amount on Record |
| Deed Document Number | 0001519331 |
| Deed Book / Page | 1519 / 331 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2054 S FORK DR, MORGANTON, NC 28655-9600 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0028370713 |
|---|---|
| Date | Nov 5, 2025 |
| Book Page | 2837/713 |
| Instrument | 2025009290 |
| Name | ITHINK FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | DELRAY BEACH, FL 33445 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 235 Months |
| Due | Jun 13, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2054 S FORK DR, MORGANTON, NC 28655-9600 |
| Document Number | 0024740298 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2054 S FORK DR MORGANTON NC 286559600, MORGANTON, NC 28655-9600 |
| Document Number | 0024740298 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 002474/000298 |
| Instrument | 42040 |
| Name | ITHINK FIN'L CU |
|---|---|
| Address | 1000 NW 17TH AVE, DELRAY BEACH, FL 33445-2555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 5, 2035 |
Source: Burke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,508.00 (+3.79%) | $216,210 (-) Land $15,773 Building $200,437 | $216,210 (-) Land $15,773 Building $200,437 |
| 2023 | $1,453.00 | $216,210 Land $15,773 Building $200,437 | $216,210 Land $15,773 Building $200,437 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103 |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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