2054 Ready Section Rd, Toney, AL 35773 Property Records

Madison County property record for 2054 Ready Section Rd, Toney, AL 35773

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,244 sqft · built 1987
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Last Sale	$248,000 (Aug 2024)
Tax Bill	$1,095 (2026)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-07-26-0-001-001.000`

Property Details

APN / Parcel Number

Primary APN	`05-07-26-0-001-001.000`
Alternative APNs	`358793` `633333`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,244 sqft Living Area
1st Floor Area	1,244 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Mixed
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	633333
Street Address	2054 READY SECTION RD
City	TONEY
State	AL
Zip	35773-7113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 26 T1S R2W COM NE COR SEC 26 TH W 35 FT TH S 40 FT TO INT S MAR READY SECTION RD & W MAR CARTER GROVE RD TO BEG TH W 206
Legal Range	02W
Legal Township	01S
Legal Section	26
Jurisdiction	MADISON AL
Township / Civil Division	MADISON CROSSROADS
Census Block Group	1
Census Block	1008
Census Tract	10403

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	111 CENTERROCK DR, CHRISTIANA, TN 37037-5482
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2024 · Amount on Record
Deed Sale	Aug 14, 2024 · Amount on Record
Prior Sale	Aug 14, 2023 · Amount on Record
Deed Book / Page	2024 / 30880
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	2054 READY SECTION RD, TONEY, AL 35773-7113
Document Number	0000007019
Instrument Date	Jan 30, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2054 READY SECTION RD TONEY AL 357737113, TONEY, AL 35773-7113

Mortgage

Document Number	0000007019
Date	Feb 5, 2018
Instrument	7019

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,095.00 (+0.83%)
2025	$1,086.00 (+167.49%)	$30,140 (+107.58%) Land $4,500 Building $25,640	$150,700 (+3.86%) Land $22,500 Building $128,200
2023	$406.00 Homeowner's exemption	$14,520 (+12.56%) Land $2,260 Building $12,260	$145,100 (+12.57%) Land $22,500 Building $122,600
2022	Homeowner's exemption	$12,900 Land $2,260 Building $10,640	$128,900 Land $22,500 Building $106,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON COUNTY WATER DEPARTMENT serves 119,100 people · EPA ID AL0000888
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20