2054 Moondance Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 2054 Moondance Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,079 sqft · built 1997
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$189,900 (Sep 2013)
Tax Bill	$4,325 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`A972001771`

Property Details

APN / Parcel Number

Primary APN	`A972001771`
Alternative APN	`2-0114-7633-00-0169.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,079 sqft Living Area
Gross Area	3,624 sqft
1st Floor Area	1,149 sqft
Basement Area	1,125 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	260 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A972001771
Street Address	2054 MOONDANCE CT
City	O FALLON
State	MO
Zip	63368-6884
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT DARDENNE BATES VLG LOT 169
Legal Subdivision	VLGS AT DARDENNE BATES VLG
Legal Lot Number	169
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2002
Census Tract	311732

Owner

2054 Moondance Ct is owned and occupied by an individual who acquired it in February 2016.

Source: St. Charles County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	2054 MOONDANCE CT, O FALLON, MO 63368-6884
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Dec 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WEST COMMUNITY CU
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Feb 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES NATIONAL BANK NA
Apr 14, 2020	Deed of Trust, Mortgage GUARANTEED RATE
May 20, 2019	Deed of Trust, Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2013 · Amount on File
Deed Sale	Sep 3, 2013 · Amount on File
Prior Sale	Aug 22, 2008 · Amount on File
Deed Document Number	2013695650
Deed Book / Page	6086 / 1192
Last Transfer Date	Feb 19, 2016
Transfer Doc	0065050943
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2054 MOONDANCE CT, O FALLON, MO 63368-6884
Transaction Type	Mortgage
Record Updated	Dec 26, 2025
Title Company	UNKNOWN, VISION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2054 MOONDANCE CT GT, GT, O FALLON, MO 63368-6884

Mortgage

Document Number	0000055696
Date	Dec 11, 2025
Instrument	2025R-055696

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2054 MOONDANCE CT, O FALLON, MO 63368-6884
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2054 MOONCLANCE CT, DARDENNE, MO 63368

Mortgage

Document Number	0000055428
Date	Dec 10, 2025
Instrument	2025R-055428

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2054 MOONDANCE CT, O FALLON, MO 63368-6884
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2034 MOONDANCE CT, O FALLON, MO 63368-6884

Mortgage

Document Number	2021R093756
Date	Nov 15, 2021
Instrument	2021R-093756

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2054 MOONDANCE CT, O FALLON, MO 63368-6884
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R073564
Date	Sep 1, 2021
Instrument	2021R-073564

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2054 MOONDANCE CT, O FALLON, MO 63368-6884
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068781444
Date	Feb 13, 2018
Book Page	6878/1444
Instrument	20180213000078740

Lender

Name	PEOPLES NATIONAL BANK NA
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2054 MOONDANCE CT, O FALLON, MO 63368-6884
Document Number	0072800317
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2054 MOONDANCE CT O FALLON MO 633686884, O FALLON, MO 63368-6884

Mortgage

Document Number	0072800317
Date	Apr 27, 2020
Book Page	007280/000317
Instrument	264690

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2054 MOONDANCE CT, O FALLON, MO 63368-6884
Document Number	0070790831
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2054 MOONDANCE CT O FALLON MO 633686884, O FALLON, MO 63368-6884

Mortgage

Document Number	0070790831
Date	May 24, 2019
Book Page	007079/000831
Instrument	251420

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2054 Moondance Ct was $4,325, up 2.9% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,325.00 (+2.9%)	$67,373	$354,595 Land $75,000 Building $279,595
2024	$4,203.00
2023		$63,588
2022			$334,675 Land $50,000 Building $284,675

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2054 Moondance Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2054 Moondance Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

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