Hamilton County property record for 2054 Mistyoak Ln, Cincinnati, OH 45237
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,778 sqft · built 2018 |
| Lot Size | 0.266 acres (11,587 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $410,000 (Nov 2025) |
| Tax Bill | $1,272 (2025) |
| Deeds & Mortgages | Aug 2024 Mortgage Nov 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-0004-0125-00 |
| Primary APN | 120-0004-0125-00 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,778 sqft Living Area |
| Gross Area | 3,856 sqft |
| 1st Floor Area | 1,010 sqft |
| 2nd Floor Area | 1,398 sqft |
| Basement Area | 1,010 sqft |
| Finished Basement | 370 sqft |
| Unfinished Basement | 640 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 11,587 sqft (0.266 acres) |
| Garage Type | Attached |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 2054 MISTYOAK LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45237-1600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MISTYOAK LN (PRIVATE) & FAITH STLOT 234 0.266 AC THE VILLAGES OF DAYBREAKPHASE 5B BLK 2 |
| Legal Subdivision | THE VILLAGES OF DAYBREAK |
| Legal Block | 2 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 6300 |
Source: Hamilton County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2054 MISTYOAK LN, CINCINNATI, OH 45237-1600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2024 | Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA |
| Nov 5, 2025 | Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Aug 10, 2018 | Deed of Trust, Mortgage · FHA Mortgage CENTERBANK |
| Dec 14, 2017 | Warranty Deed, Construction Loan · Line of Credit CENTERBANK |
| Dec 14, 2017 | Warranty Deed, Construction Loan ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2025 · Amount on Record |
| Deed Sale | Nov 5, 2025 · Amount on Record |
| Prior Sale | Dec 14, 2017 · Amount on Record |
| Deed Document Number | 202586424 |
| Deed Book / Page | 15537 / 2172 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2054 MISTYOAK LN, CINCINNATI, OH 45237-1600 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2054 MISTYOAK LN, CINCINNATI, OH 45237-1600 |
| Document Number | 0000060811 |
|---|---|
| Date | Aug 30, 2024 |
| Book Page | 15241/1163 |
| Instrument | 2024-0060811 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | GLEN ALLEN, VA 23059 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 319 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 5, 2025 |
| Property Address | 2054 MISTYOAK LN, CINCINNATI, OH 45237-1600 |
| Document Number | 0000086424 |
| Book / Page | 15537 / 2172 |
| Map Reference | MB 13564 PG 529 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 2025-0086424 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Title Company | UNKNOWN, LTOC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2054 MISTYOAK LN, CINCINNATI, OH 45237-1600 |
| Document Number | 0000086425 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 2025-0086425 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2054 MISTYOAK LN, CINCINNATI, OH 45237-1600 |
| Document Number | 0000074434 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2018 |
| Title Company | SPRINGDALE TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2054 MISTYOAK LN CINCINNATI OH 452371600, CINCINNATI, OH 45237-1600 |
| Document Number | 0000074434 |
|---|---|
| Date | Aug 23, 2018 |
| Book Page | 013738/000250 |
| Instrument | 74434 |
| Name | CENTERBANK |
|---|---|
| Type | Bank |
| Address | MILFORD, OH 45150 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 22, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 14, 2017 |
| Property Address | 2054 MISTYOAK LN, CINCINNATI, OH 45237-1600 |
| Document Number | 0000113464 |
| Book / Page | 013564 / 000529 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 113464 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 30, 2018 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $75.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2054 MISTYOAK LN CINCINNATI OH 45237, CINCINNATI, OH 45237 |
| Document Number | 113465 |
|---|---|
| Date | Dec 14, 2017 |
| Book Page | 013564/000531 |
| Instrument | 113465 |
| Name | CENTERBANK |
|---|---|
| Type | Bank |
| Address | MILFORD, OH 45150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 13, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 14, 2017 |
| Property Address | 2054 MISTYOAK LN, CINCINNATI, OH 45237-1600 |
| Document Number | 0000113463 |
| Book / Page | 013564 / 000525 |
| Instrument Date | Nov 13, 2017 |
| Instrument | 113463 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 394 WARDS CORNER RD #140 LOVELAND OH 451408300, 140, LOVELAND, OH 45140-8300 |
| Investor | Possibly a Property Investor |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,272.00 (+0.16%) | $116,260 (-) Land $11,375 Building $104,885 | $332,170 (-) Land $32,500 Building $299,670 |
| 2024 | $1,270.00 (-0.16%) | $116,260 (-) Land $11,375 Building $104,885 | |
| 2023 | $1,272.00 (+47.56%) | $116,260 (+38.79%) Land $11,375 Building $104,885 | $332,170 (+38.79%) Land $32,500 Building $299,670 |
| 2022 | $862.00 | $83,766 Land $12,173 Building $71,593 | |
| 2020 | $239,330 Land $34,780 Building $204,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 774 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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