2054 Cohasset Ct, Frederick, MD 21702 Property Records

Frederick County property record for 2054 Cohasset Ct, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,214 sqft · built 2017
Lot Size	0.203 acres (8,838 sqft)
Owner	2 Individual Names on File
Last Sale	$500,510 (Jan 2017)
Tax Bill	$9,775 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-593338`

Property Details

APN / Parcel Number

Primary APN	`02-593338`
Alternative APN	`593338`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,214 sqft Living Area
Gross Area	3,853 sqft
1st Floor Area	1,834 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,838 sqft (0.203 acres)
Garage Type	Attached
Garage Area	639 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	408 sqft
Porch	Open Porch
Porch Area	120 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	593338
Street Address	2054 COHASSET CT
City	FREDERICK
State	MD
Zip	21702-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 PHASE 1 PLAT 2 8,838 SQ FT MILLIES DELIGHT
Legal Subdivision	PLAT 2 MILLIES DELIGHTS
Legal Phase	1
Legal Lot Number	6
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2000
Census Tract	751203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2054 Cohasset Ct is owned and occupied by two individuals who acquired it in January 2022.

Source: Frederick County records, as of August 4, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2054 COHASSET CT, FREDERICK, MD 21702-9501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BANK-FUND STAFF FCU
Jan 30, 2017	Deed, Transfer · Line of Credit BANK-FUND STAFF FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2017 · Amount on File
Deed Sale	Jan 30, 2017 · Amount on File
Prior Sale	Oct 21, 2016 · Amount on File
Deed Document Number	201711641-0369
Deed Book / Page	11641 / 369
Last Transfer Date	Jan 13, 2022
Transfer Doc	0156900059
Record Updated	Jun 8, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jan 28, 2022
Property Address	2054 COHASSET CT, FREDERICK, MD 21702-9501
Document Number	0156900059
Book / Page	15690 / 59
Map Reference	MB 97 PG 113-114
Instrument Date	Jan 13, 2022
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2054 COHASSET CT, FREDERICK, MD 21702-9501

Mortgage

Document Number	0001569062
Date	Jan 28, 2022
Instrument	15690/62

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 30, 2017
Property Address	2054 COHASSET CT, FREDERICK, MD 21702-9501
Document Number	0116410369
Book / Page	11641 / 0369
Map Reference	MB97 PG113&114
Instrument Date	Jan 19, 2017
Instrument	11641-0369
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,012.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2122 BRISTOL DR, FREDERICK, MD 21702-3129

Mortgage

Document Number	116410399
Date	Jan 30, 2017
Instrument	11641-0399

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 19, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0116410376
Date	Jan 30, 2017
Book Page	11641/0376
Instrument	11641-0376

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$567,900 Land $90,800 Building $477,100	$567,900 Land $90,800 Building $477,100
2024	$9,775.00 (+6.92%)
2023	$9,142.00 Homeowner's exemption	$523,633	$567,900 Land $90,800 Building $477,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2054 Cohasset Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2054 Cohasset Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Glo Fiber.

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