20535 Woodside Ct, Bend, OR 97702 Property Records

Deschutes County property record for 20535 Woodside Ct, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,282 sqft · built 1978
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Nov 2022)
Tax Bill	$3,072 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181221-BA-00900`

Property Details

APN / Parcel Number

Primary APN	`181221-BA-00900`
Alternative APNs	`R1088181221B007700` `181221 B0 07700` `110302`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,282 sqft Living Area
Gross Area	1,828 sqft
1st Floor Area	1,282 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Roof Type	Gable
Lot Area	20,473 sqft (0.47 acres)
Garage Area	546 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	110302
Street Address	20535 WOODSIDE CT
City	BEND
State	OR
Zip	97702-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	AMBROSIA ACRES BLOCK 1 LOT PT.7
Legal Range	12
Legal Township	18
Legal Section	21
Legal Subdivision	AMBROSIA ACRES
Legal Block	1
Legal Lot Number	7
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1000
Census Tract	2001

Owner

20535 Woodside Ct is owned and occupied by two individuals who bought it in November 2022.

Source: Deschutes County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20535 WOODSIDE CT, BEND, OR 97702-9528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Dec 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 4, 2022	Warranty Deed, Transfer · FHA Mortgage CELEBRITY HOME LOANS LLC
Apr 1, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on File
Deed Sale	Nov 4, 2022 · Amount on File
Deed Document Number	202239836
Prior Transfer Date	Mar 28, 2022
Prior Transfer Doc	0000013789
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	Jul 7, 2026
Property Address	20535 WOODSIDE CT, BEND, OR 97702-9528
Document Number	0000020189
Instrument Date	Jun 12, 2026
Instrument	202620189
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20535 WOODSIDE CT, BEND, OR 97702-9528

Mortgage

Document Number	0000020189,
Date	Jul 7, 2026
Instrument	202620189

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Jun 1, 2066

Interest

Rate	6.36%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20535 WOODSIDE CT, BEND, OR 97702-9528
Transaction Type	Mortgage
Record Updated	Dec 25, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20535 WOODSIDE CT, BEND, OR 97702-9528

Mortgage

Document Number	0000030863
Date	Dec 15, 2023
Instrument	2023-30863

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	348 Months
Due	Dec 1, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 4, 2022
Property Address	20535 WOODSIDE CT, BEND, OR 97702-9528
Document Number	0000039836
Map Reference	CAB B PG 309
Instrument Date	Oct 27, 2022
Instrument	2022-39836
Transaction Type	Transfer
Record Updated	Nov 11, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	20535 WOODSIDE CT, BEND, OR 97702-9528

Mortgage

Document Number	0000039837
Date	Nov 4, 2022
Instrument	2022-39837

Lender

Name	CELEBRITY HOME LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Apr 1, 2022
Property Address	20535 WOODSIDE CT, BEND, OR 97702-9528
Document Number	0000013789
Instrument Date	Mar 28, 2022
Instrument	2022-13789
Transaction Type	Transfer
Record Updated	Apr 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5805 OCEAN VIEW DR, OAKLAND, CA 94618-1534

Tax Assessment & Valuation

The 2025 property tax bill for 20535 Woodside Ct was $3,072, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,072.00 (+3.92%)	$181,870 (+3%)	$537,700 (+1.25%) Land $200,050 Building $337,650
2024	$2,956.00 (+7.88%)	$176,580 (+3%)	$531,080 (+0.78%) Land $200,050 Building $331,030
2023	$2,740.00	$171,440	$526,980 Land $182,160 Building $344,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20535 Woodside Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20535 Woodside Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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