20531 Quarterpath Trace Cir, Sterling, VA 20165 Property Records

Loudoun County property record for 20531 Quarterpath Trace Cir, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,633 sqft · built 1999
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on File
Last Sale	$599,900 (Feb 2005)
Tax Bill	$7,125 (2026)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011-40-1964-000`

Property Details

APN / Parcel Number

Primary APN	`011-40-1964-000`
Alternative APN	`81 W 8 173`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,633 sqft Living Area
1st Floor Area	1,095 sqft
Basement Area	1,199 sqft
Finished Basement	1,199 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	380 sqft
Deck Area	Deck Area
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	20531 QUARTERPATH TRACE CIR
City	STERLING
State	VA
Zip	20165-7568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	POTOMAC LAKES SEC.13-D LOT 173 200606080050923 D/G 200502250020795
Legal Subdivision	POTOMAC LAKE
Legal Lot Number	173
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1007
Census Tract	611202

Owner

20531 Quarterpath Trace Cir is owned and occupied by two individuals who acquired it in October 2024.

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20531 QUARTERPATH TRACE CIR, STERLING, VA 20165-7568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2005 · Amount on File
Deed Sale	Feb 25, 2005 · Amount on File
Prior Sale	Aug 10, 1999 · Amount on File
Deed Document Number	200520795
Last Transfer Date	Oct 4, 2024
Transfer Doc	0000044657
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	20531 QUARTERPATH TRACE CIR, STERLING, VA 20165-7568
Document Number	20200309015922
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Mar 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20531 QUARTERPATH TRACE CIR STERLING VA 201657568, STERLING, VA 20165-7568

Mortgage

Document Number	20200309015922
Date	Mar 9, 2020
Instrument	15922

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 8, 2045

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

The 2026 property tax bill for 20531 Quarterpath Trace Cir was $7,125.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,125.00	$885,180 Land $279,300 Building $605,880	$885,180 Land $279,300 Building $605,880
2023	$6,776.00	$774,480 Land $239,300 Building $535,180	$774,480 Land $239,300 Building $535,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20531 Quarterpath Trace Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20531 Quarterpath Trace Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250