2053 NC 55 W, Coats, NC 27521 Property Records

Harnett County property record for 2053 NC 55 W, Coats, NC 27521

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,701 sqft · built 2021
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Mar 2021)
Tax Bill	$3,741 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1500040968`

Property Details

APN / Parcel Number

Primary APN	`1500040968`
Alternative APN	`070690 0126 08`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,701 sqft Heated Area
1st Floor Area	1,656 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	529 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500040968
Street Address	2053 NC 55 W
City	COATS
State	NC
Zip	27521-9136
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA30
Legal Description	LOT#1 DEREK E SAVAGE 1.11AC MAP#2016-49
Legal Subdivision	DEREK E SAVAGE & ELIZABETH M S
Legal Lot Number	1
Jurisdiction	HARNETT NC
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2004
Census Tract	70401

Owner

2053 NC 55 W, a rural home, is owned and occupied by two individuals who bought it in March 2021.

Source: Harnett County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2053 NC 55 W, COATS, NC 27521-9136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 16, 2020	Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2021 · Amount on File
Deed Sale	Mar 10, 2021 · Amount on File
Prior Sale	Dec 15, 2016 · Amount on File
Deed Document Number	20215416
Deed Book / Page	3951 / 192
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Mar 10, 2021
Property Address	2053 NC 55 W, COATS, NC 27521-9136
Document Number	0000005416
Book / Page	3951 / 192
Map Reference	MB 2016 PG 49
Instrument Date	Mar 10, 2021
Instrument	2021005416
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3531 CHALYBEATE SPRINGS RD, 3531, FUQUAY VARINA, NC 27526-6209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2053 NC 55 W, COATS, NC 27521-9136

Mortgage

Document Number	0000005417
Date	Mar 10, 2021
Instrument	2021005417

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	2053 NC 55 W, COATS, NC 27521-9136
Document Number	0000000864
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3531 CHALYBEATE SPRINGS RD FUQUAY VARINA NC 275266209, FUQUAY VARINA, NC 27526-6209

Mortgage

Document Number	0000000864
Date	Jan 16, 2020
Book Page	003774/000831
Instrument	864

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	SMITHFIELD, NC 27577-1457

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2053 NC 55 W was $3,741, up 48.7% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,741.00 (+48.69%)	$494,166 (+42.46%)	$494,166 (+42.46%) Land $69,160 Building $425,006
2025	$2,516.00	$346,888	$346,888 Land $40,250 Building $306,638
2023	$2,516.00	$346,888	$346,888 Land $40,250 Building $306,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2053 NC 55 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2053 NC 55 W is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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