2053 Nancy Mountain Rd, Rosman, NC 28772 Property Records

Transylvania County property record for 2053 Nancy Mountain Rd, Rosman, NC 28772

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,944 sqft · built 2003
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Jan 2018)
Tax Bill	$1,169 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8550-46-9675-000`

Property Details

APN / Parcel Number

Primary APN	`8550-46-9675-000`
Alternative APN	`70471030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,944 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70471030
Street Address	2053 NANCY MOUNTAIN RD
City	ROSMAN
State	NC
Zip	28772-9752
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	NANCY MOUNTAIN RD 1.00
Legal Subdivision	PLAT OF A FAMILY SUBDIVISION
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	EASTATOE
Census Block Group	4
Census Block	4021
Census Tract	960501

Owner

2053 Nancy Mountain Rd, a mobile home, is owned by two individuals who bought it in January 2018.

Source: Transylvania County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 2, ROSMAN, NC 28772-0002
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU
Sep 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU
Jan 12, 2018	Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2018 · Amount on File
Deed Sale	Jan 12, 2018 · Amount on File
Deed Document Number	2018189
Deed Book / Page	830 / 282
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	2053 NANCY MOUNTAIN RD, ROSMAN, NC 28772-9752
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2, ROSMAN, NC 28772-0002

Mortgage

Document Number	0010920619
Date	Sep 28, 2023
Book Page	1092/619
Instrument	2023004758

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2038

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	2053 NANCY MOUNTAIN RD, ROSMAN, NC 28772-9752
Transaction Type	Mortgage
Record Updated	Oct 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2053 NANCY MOUNTAIN RD, ROSMAN, NC 28772-9752

Mortgage

Document Number	0010520690
Date	Sep 14, 2022
Book Page	1052/690
Instrument	2022005796

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2037

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Jan 12, 2018
Property Address	2053 NANCY MOUNTAIN RD, ROSMAN, NC 28772-9752
Document Number	0008300282
Book / Page	830 / 282
Map Reference	FILE 10 SL 597
Instrument Date	Jan 11, 2018
Instrument	2018000189
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Judgment Amount
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2053 NANCY MOUNTAIN RD, ROSMAN, NC 28772-9752

Mortgage

Document Number	2018000190
Date	Jan 12, 2018
Instrument	2018000190

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Change Frequency	5 Years
Index	5-Year CMT
Max Rate	2%

Tax Assessment & Valuation

The 2026 property tax bill for 2053 Nancy Mountain Rd was $1,169.

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,169.00	$243,400 (-) Land $30,000 Building $213,400	$243,400 (-) Land $30,000 Building $213,400
2025	$1,169.00	$243,400 Land $30,000 Building $213,400	$243,400 Land $30,000 Building $213,400
2023	$690.00	$104,890 Land $30,000 Building $74,890	$104,890 Land $30,000 Building $74,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2053 Nancy Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2053 Nancy Mountain Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Comporium DSL	10 / 1

May also be available: Skyrunner.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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