2053 Cornell Rd, Middleburg, FL 32068 Property Records

Clay County property record for 2053 Cornell Rd, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,304 sqft · built 1987
Lot Size	0.296 acres (12,937 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Nov 2021)
Tax Bill	$3,764 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-05-24-006175-002-01`

Property Details

APN / Parcel Number

Primary APN	`12-05-24-006175-002-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,304 sqft Heated Area
Gross Area	2,574 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,937 sqft (0.296 acres)
Lot Dimensions	121 ft deep x 107 ft wide
Garage Area	506 sqft

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Patio Area	234 sqft
Fence	Fence
Storage Building	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2053 CORNELL RD
City	MIDDLEBURG
State	FL
Zip	32068-5107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	PT OF TRACT B BLACK CREEK HILLS UNREC S12T5R24 AS REC O R 4541 PG 912
Legal Range	24
Legal Township	05
Legal Section	12
Legal Subdivision	TRACT B BLACK CREEK
Legal Tract	B
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3001
Census Tract	30103

Owner

2053 Cornell Rd is owned and occupied by an individual who bought it in November 2021.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2053 CORNELL RD, MIDDLEBURG, FL 32068-5107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2021 · Amount on File
Deed Sale	Nov 30, 2021 · Amount on File
Deed Document Number	2021075618
Deed Book / Page	4541 / 912
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 30, 2021
Property Address	2053 CORNELL RD, MIDDLEBURG, FL 32068-5107
Document Number	0045410912
Book / Page	4541 / 912
Map Reference	MB 7 PG 45&46
Instrument Date	Nov 29, 2021
Instrument	2021075618
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6354 BAKER RD, 6354, KEYSTONE HEIGHTS, FL 32656-9336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2053 CORNELL RD, MIDDLEBURG, FL 32068-5107

Mortgage

Document Number	0004541914
Date	Nov 30, 2021
Instrument	4541/914

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2053 Cornell Rd was $3,764 with exemptions applied.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,764.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$296,983	$335,811 Land $20,000 Building $315,811
2023	$4,038.00 (+4.18%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$280,208 (+3%)	$303,223 (+11.46%) Land $20,000 Building $283,223
2022	$3,876.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$272,047 Land $20,000 Building $252,047	$272,047 Land $20,000 Building $252,047

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2053 Cornell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	199 (1983–2023)
Claims Outside the SFHA	17 of 199
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Hurricane Irma, Sep 2017 · 76 claims Tropical Storm Debby, Jun 2012 · 44 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2053 Cornell Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20