2053 Bay Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 2053 Bay Dr, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,128 sqft · built 1964
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (May 2025)
Tax Bill	$2,559 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`987408984988`

Property Details

APN / Parcel Number

Primary APN	`987408984988`
Alternative APN	`001979000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,128 sqft Heated Area
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1964
Architectural Style	Bungalow
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,500 sqft (0.126 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	987408984988
Old Parcel Number	987408984988
Street Address	2053 BAY DR
City	KILL DEVIL HILLS
State	NC
Zip	27948-9442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 1003 BLK: SEC: PL: 1 SL: 98
Legal Subdivision	AVALON BEACH ANNEX 2 & 3
Legal Lot Number	1003
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1044
Census Tract	970200

Owner

Source: Dare County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1908 QUARRY RD, LYNCHBURG, VA 24503-3050
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Sep 30, 2021	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2025 · Amount on Record
Deed Sale	May 7, 2025 · Amount on Record
Prior Sale	Oct 11, 2023 · Amount on Record
Deed Document Number	0000027887
Deed Book / Page	2788 / 7
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Oct 11, 2023
Property Address	2053 BAY DR, KILL DEVIL HILLS, NC 27948-9442
Document Number	002702/944
Book / Page	2702 / 944
Map Reference	MB 1 PG 71
Instrument Date	Oct 11, 2023
Instrument	700133472
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4474 ROCKHILL RD, MECHANICSVILLE, VA 23111-6906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 FOXX GRAPE RD, KILL DEVIL HILLS, NC 27948-9030

Mortgage

Document Number	002702/946
Date	Oct 11, 2023
Book Page	2702/946
Instrument	700133473

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.4%
Type Change Date	Nov 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	13.4%
Index	5-Year TN
Max Rate	13.4%

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DARE NC
Recording Date	Sep 30, 2021
Property Address	2053 BAY DR, KILL DEVIL HILLS, NC 27948-9442
Document Number	2549/821
Book / Page	2549 / 821
Map Reference	MB 1 PG 71
Instrument Date	Sep 30, 2021
Instrument	700106464
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3486, KILL DEVIL HILLS, NC 27948-3486

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2053 BAY DR, KILL DEVIL HILLS, NC 27948-9442

Mortgage

Document Number	700106465
Date	Sep 30, 2021
Instrument	700106465

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Dare County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,559.00 (+30.9%)	$471,100 (+81.96%) Land $270,800 Building $200,300
2023	$1,955.00	$258,900 Land $136,400 Building $122,500
2020			$471,100 Land $270,800 Building $200,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 458 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	490 units insured incl. 32 condo units
Nearby Flood Claims	797 (1981–2019)
Claims Outside the SFHA	298 of 797
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Matthew, Oct 2016 · 59 claims Hurricane Isabel, Sep 2003 · 236 claims Hurricane Dennis, Sep 1999 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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