20528 Lysander Pl, Bend, OR 97701 Property Records

Deschutes County property record for 20528 Lysander Pl, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,476 sqft · built 2007
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$369,000 (Oct 2018)
Tax Bill	$3,814 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171216-CD-02120`

Property Details

APN / Parcel Number

Primary APN	`171216-CD-02120`
Alternative APN	`254952`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,476 sqft Living Area
Gross Area	2,906 sqft
1st Floor Area	1,126 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Lot Area	4,792 sqft (0.11 acres)
Garage Area	430 sqft

Location & Zoning

Account Number	254952
State	OR
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BOYD CROSSING LOT 20
Legal Range	12
Legal Township	17
Legal Section	16
Legal Subdivision	BOYD CROSSING
Legal Lot Number	20
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3052
Census Tract	1101

Owner

Source: Deschutes County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20528 LYSANDER PL, BEND, OR 97701-7068
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Oct 29, 2018	Warranty Deed, Transfer · VA Mortgage USAA
May 14, 2018	Deed of Trust, Mortgage · Line of Credit UMPQUA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2018 · Amount on Record
Deed Sale	Oct 29, 2018 · Amount on Record
Prior Sale	Aug 12, 2014 · Amount on Record
Deed Document Number	201843560
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20528 LYSANDER PL, BEND, OR 97701-7068
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	FIRST AMERICAN TITLE INC COMPANY, FIRST AMERICAN TITL EINS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018459
Date	Mar 24, 2021
Instrument	2021-18459

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Nov 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 29, 2018
Property Address	20528 LYSANDER PL, BEND, OR 97701-7068
Document Number	0000043560
Instrument Date	Oct 3, 2018
Instrument	43560
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$369.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20528 LYSANDER PL BEND OR 977017068, BEND, OR 97701-7068

Mortgage

Document Number	43562
Date	Oct 29, 2018
Instrument	43562

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20528 LYSANDER PL, BEND, OR 97701-7068
Document Number	0000019680
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018
Title Company	SERVICELINK CRS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20528 LYSANDER PL BEND OR 977017068, BEND, OR 97701-7068

Mortgage

Document Number	0000019680
Date	May 16, 2018
Instrument	19680

Lender

Name	UMPQUA BK
Type	Bank
Address	BEND, OR 97702

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,814.00 (+3.95%)	$225,750 (+3%)	$621,950 (+0.6%) Land $219,500 Building $402,450
2024	$3,669.00 (-9.81%)	$219,180 (-13.87%)	$618,270 (+0.8%) Land $219,500 Building $398,770
2023	$4,068.00	$254,490	$613,340 Land $214,500 Building $398,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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