Crow Wing County property record for 20522 Ward Ave, Brainerd, MN 56401
| Property Type | Single Family Home |
|---|---|
| Details | 1,112 sqft · built 1935 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $116,000 (Apr 2020) |
| Tax Bill | $1,204 (2026) |
| Deeds & Mortgages | Feb 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 991060150060009 |
| Primary APN | 991060150060009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,112 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| Basement Area | 856 sqft |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,878 sqft (0.64 acres) |
| Garage Area | 1,252 sqft |
| Porch | Screened Porch |
| Porch Area | 256 sqft |
| Deck Area | 248 sqft |
| Heating System | Oil |
|---|
| Account Number | 165001 |
|---|---|
| Street Address | 20522 WARD AVE |
| City | BRAINERD |
| State | MN |
| Zip | 56401-7248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 7 & 8, BLOCK 15 AND THE S 14 FT OF LOTS 6 & 9, BLOCK 15. |
| Legal Range | 29W |
| Legal Township | 134 |
| Legal Section | 03 |
| Legal Subdivision | CINOSAM CLUB |
| Legal Block | 15 |
| Legal Lot Number | 6-9 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | FIRST ASSESSMENT |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 950902 |
Source: Crow Wing County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20522 WARD AVE, BRAINERD, MN 56401-7248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2020 · Amount on Record |
| Deed Sale | Apr 22, 2020 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Property Address | 20522 WARD AVE, BRAINERD, MN 56401-7248 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 20522 WARD AVE, BRAINERD, MN 56401-7248 |
| Document Number | 0001006500 |
|---|---|
| Date | Feb 14, 2025 |
| Instrument | 1006500 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 12, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Crow Wing County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| Unified School District | Brainerd Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,204.00 (+72.99%) Homeowner's exemption | $239,300 (+5%) Land $67,800 Building $171,500 | $239,300 (+5%) Land $67,800 Building $171,500 |
| 2025 | $227,900 (-0.26%) Land $59,500 Building $168,400 | $227,900 (-0.26%) Land $59,500 Building $168,400 | |
| 2023 | $696.00 Homeowner's exemption | $228,500 Land $63,900 Building $164,600 | $228,500 Land $63,900 Building $164,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 64% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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