20522 SE Cameron Ave, Bend, OR 97702 Property Records

Deschutes County property record for 20522 SE Cameron Ave, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	2,219 sqft · built 2019
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$421,830 (Apr 2020)
Tax Bill	$3,982 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181209 BA 00116`

Property Details

APN / Parcel Number

Primary APN	`181209 BA 00116`
Alternative APN	`276544`

Interior

Stories	2 Stories
Building Area	2,219 sqft Living Area

Exterior

Year Built	Built 2019
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Mixed
Garage Area	399 sqft

Location & Zoning

Account Number	276544
Street Address	20522 SE CAMERON AVE
City	BEND
State	OR
Zip	97702-3768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:73 SUBD:STONE CREEK PHASE 2 SEC/TWN/RNG/MER:SEC 09 TWN 18 RNG 12 MAP REF:181209-BA
Legal Range	12
Legal Township	18
Legal Section	09
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	STONE CREEK PHASE 2
Legal Lot Number	73
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1003
Census Tract	2002

Owner

Source: Deschutes County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	20522 SE CAMERON AVE, BEND, OR 97702-3768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jun 9, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Apr 15, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2020 · Amount on Record
Deed Sale	Apr 15, 2020 · Amount on Record
Deed Document Number	2020-16889
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20522 SE CAMERON AVE, BEND, OR 97702-3768
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20522 SE CAMERON AVE, BEND, OR 97702-3768

Mortgage

Document Number	0000023609
Date	Jun 13, 2022
Instrument	2022-23609

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20522 SE CAMERON AVE, BEND, OR 97702-3768
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034969
Date	Jun 9, 2021
Instrument	2021-34969

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 15, 2020
Property Address	20522 SE CAMERON AVE, BEND, OR 97702-3768
Document Number	0000016889
Instrument Date	Apr 3, 2020
Instrument	2020-16889
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20522 SE CAMERON AVE, BEND, OR 97702-3768

Mortgage

Document Number	0000016890
Date	Apr 15, 2020
Instrument	2020-16890

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,982.00 (+3.91%)	$235,730 (+3%)	$616,270 (+7.03%) Land $186,230 Building $430,040
2024	$3,832.00 (+7.88%)	$228,870 (+3%)	$575,800 (-3.89%) Land $186,230 Building $389,570
2023	$3,552.00	$222,210	$599,100 Land $186,230 Building $412,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber · DSL in parts of the area	2,000 / 1,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Company Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fatbeam Holdings, Webformix Company.

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