20522 Phoenix Lake Rd, Sonora, CA 95370 Property Records

Tuolumne County property record for 20522 Phoenix Lake Rd, Sonora, CA 95370

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,740 sqft · built 2005
Lot Size0.308 acres (13,408 sqft)
OwnerIndividual Name on Record
Last Sale$345,000 (Jun 2008)
Tax Bill$4,110 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN045-042-042-000

Property Details

APN / Parcel Number

Primary APN045-042-042-000
Alternative APNs
  • 045-042-042
  • 0450424200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,740 sqft Living Area
Gross Area2,400 sqft
1st Floor Area1,740 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleModern
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,408 sqft (0.308 acres)
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Old Parcel Number045-042-042
Street Address20522 PHOENIX LAKE RD
CitySONORA
StateCA
Zip95370-9603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1,MX
Legal DescriptionPHOENIX LAKE PARK LOT 18 BLK 2
Legal SubdivisionPHOENIX
Legal Block2
Legal Lot Number18
JurisdictionTUOLUMNE CA
Township / Civil DivisionEAST SONORA-PHOENIX LAKE
Census Block Group3
Census Block3017
Census Tract2202

Owner

Source: Tuolumne County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address20522 PHOENIX LAKE RD, SONORA, CA 95370-9603
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2008 · Amount on Record
Deed SaleJun 30, 2008 · Amount on Record
Prior SaleNov 17, 2006 · Amount on Record
Deed Document Number20089022
Last Transfer DateApr 9, 2010
Transfer Doc0000004201
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTUOLUMNE CA
Property Address20522 PHOENIX LAKE RD, SONORA, CA 95370-9603
Transaction TypeMortgage
Record UpdatedOct 5, 2021
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20522 PHOENIX LAKE RD, SONORA, CA 95370-9603

Mortgage

Document Number0000014727
DateSep 20, 2021
Instrument2021014727
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term265 Months
DueOct 1, 2043

Tax Assessment & Valuation

Source: Tuolumne County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyTuolumne County
Elementary School DistrictCurtis Creek Elementary School District (KG - 08)
Secondary School DistrictSonora Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$400,448 (-) Land $103,963 Building $296,485
2025$4,110.00 (-0.07%) Homeowner's exemption$400,448 (-) Land $103,963 Building $296,485
2023$4,113.00 (+0.02%) Homeowner's exemption$400,448 Land $103,963 Building $296,485$536,220
2022$4,112.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 21, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 57% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Cal.net
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Phoenix Lake Rd

Nearby Streets

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