Arapahoe County property record for 20522 E Union Ave, Aurora, CO 80015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,899 sqft · built 2001 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (May 2019) |
| Tax Bill | $5,096 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2073-11-3-18-009 |
| Primary APN | 2073-11-3-18-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,899 sqft Living Area |
| Gross Area | 3,067 sqft |
| 1st Floor Area | 890 sqft |
| 2nd Floor Area | 1,009 sqft |
| Basement Area | 550 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 5,227 sqft (0.12 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 2 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 282 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 034090380 |
|---|---|
| Street Address | 20522 E UNION AVE |
| City | AURORA |
| State | CO |
| Zip | 80015-5449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AMU |
| Legal Description | SUBDIVISIONCD 066756 SUBDIVISIONNAME WILLOW TRACE SUB 2ND FLG BLOCK 002 LOT 009 LOT 9 BLK 2 WILLOW TRACE SUB 2ND FLG EX M/RS |
| Legal Range | 66W |
| Legal Township | 5S |
| Legal Section | 11 |
| Legal Quarter | 3 |
| Legal Subdivision | WILLOW TRACE SUB 2ND FLG |
| Legal Block | 002 |
| Legal Lot Number | 009,9 |
| Jurisdiction | ARAPAHOE CO |
| Township / Civil Division | SOUTH AURORA |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 85900 |
Source: Arapahoe County records · APN 2073-11-3-18-009
Assessment roll updated June 15, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20522 E UNION AVE, AURORA, CO 80015-5449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 13, 2021 | Deed of Trust, Mortgage · Line of Credit PREMIER MEMBERS CU |
| Dec 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 21, 2019 · Amount on Record |
| Deed Sale | May 21, 2019 · Amount on Record |
| Prior Sale | Jul 26, 2004 · Amount on Record |
| Deed Document Number | 201947410 |
| Prior Transfer Date | Feb 22, 2010 |
| Prior Transfer Doc | 00D0020388 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 20522 E UNION AVE, AURORA, CO 80015-5449 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00E1060659 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | E1060659 |
| Name | PREMIER MEMBERS CU |
|---|---|
| Type | Credit Union |
| Address | BOULDER, CO 80303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 25, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 20522 E UNION AVE, AURORA, CO 80015-5449 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00E0171817 |
|---|---|
| Date | Dec 09, 2020 |
| Instrument | E0171817 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Recording Date | May 21, 2019 |
| Property Address | 20522 E UNION AVE, AURORA, CO 80015-5449 |
| Document Number | 00D9047410 |
| Instrument Date | May 14, 2019 |
| Instrument | D9047410 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2019 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20522 E UNION AVE AURORA CO 800155449, AURORA, CO 80015-5449 |
| Document Number | D9047411 |
|---|---|
| Date | May 21, 2019 |
| Instrument | D9047411 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2049 |
Source: Arapahoe County records · Assessment roll updated June 15, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Arapahoe County |
| Unified School District | Cherry Creek School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,893 (-2.08%) | $553,800 (-) Land $160,000 Building $393,800 | |
| 2025 | $5,096.00 (+4.17%) | $34,613 (-3.29%) | $553,800 (-6.01%) Land $160,000 Building $393,800 |
| 2024 | $4,892.00 (+23.97%) | ||
| 2023 | $35,791 (+21%) | $589,200 (+38.44%) Land $160,000 Building $429,200 | |
| 2022 | $3,946.00 (-1.03%) | $29,580 | $425,600 Land $133,000 Building $292,600 |
| 2021 | $3,987.00 |
Source: FEMA National Flood Hazard Layer, Arapahoe County (08005C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080050859001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 98.4% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 600 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
May also be available: BAM Broadband OpCo, Ting Fiber, Verizon, Windfield Enterprises.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | EAST CHERRY CREEK VALLEY WSD serves 66,130 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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