20520 E 1300th Ave, Teutopolis, IL 62467 Property Records

Effingham County property record for 20520 E 1300th Ave, Teutopolis, IL 62467

Property Summary

Property Type	Rural Home
Details	2,553 sqft · built 2020
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,982 (2025)
Deeds & Mortgages	May 2026 Construction Loan Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-15-028-067`

Property Details

APN / Parcel Number

Primary APN	`10-15-028-067`

Interior

Stories	1 Story
Building Area	2,139 sqft Base Area
1st Floor Area	2,139 sqft
Basement Area	2,139 sqft
Unfinished Basement	2,553 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)

Location & Zoning

Street Address	20520 E 1300TH AVE
City	TEUTOPOLIS
State	IL
Zip	62467-3547
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT W 325.58FT OF E 2653.01FT OF N 728.94FT OF SE AKA TRACT 1 AS RECORDED POS 3167/44 3560/305 3167/41 3163/244 2520/32 2467/1
Legal Tract	1
Jurisdiction	EFFINGHAM IL
Township / Civil Division	ST. FRANCIS
Census Block Group	3
Census Block	3084
Census Tract	950100

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20520 E 1300TH AVE, TEUTOPOLIS, IL 62467-3547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
May 8, 2020	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Recording Date	May 7, 2026
Property Address	20520 E 1300TH AVE, TEUTOPOLIS, IL 62467-3547
Document Number	0000001660
Instrument Date	May 7, 2026
Instrument	20261660
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	206 S RACE ST, TEUTOPOLIS, IL 62467-1258

Mortgage

Document Number	0000001660,
Date	May 7, 2026
Instrument	20261660

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2027

Interest

Rate Type	Balloon
Rate	5.99%
Initial Type	Balloon
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	20520 E 1300TH AVE, TEUTOPOLIS, IL 62467-3547
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003586/25
Date	Jul 6, 2020
Book Page	3586/25
Instrument	202020003614

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2021

Interest

Rate Type	Fixed Rate
Rate	2.99%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	20520 E 1300TH AVE, TEUTOPOLIS, IL 62467-3547
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003713/182
Date	Aug 9, 2021
Book Page	3713/182
Instrument	202121004020

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	May 8, 2020
Property Address	20520 E 1300TH AVE, TEUTOPOLIS, IL 62467-3547
Document Number	003560/305
Book / Page	3560 / 305
Instrument Date	May 8, 2020
Instrument	202020002166
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$77.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 314, TEUTOPOLIS, IL 62467-0314

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	St. Francis Township
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,982.00	$103,360 (-9.28%) Land $3,610 Building $99,750	$310,080 (-9.28%) Land $10,830 Building $299,250
2022	Homeowner's exemption	$113,930 Land $7,070 Building $106,860	$341,790 Land $21,210 Building $320,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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