2052 Willow Trl, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2052 Willow Trl, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,324 sqft · built 1986
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Aug 2025)
Tax Bill	$3,761 (2025)
Deeds & Mortgages	Aug 2026 Transfer Aug 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A870000368`

Property Details

APN / Parcel Number

Primary APN	`A870000368`
Alternative APN	`3-0004-6009-00-0025.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,324 sqft Living Area
Gross Area	3,380 sqft
1st Floor Area	1,684 sqft
Basement Area	1,256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A870000368
Street Address	2052 WILLOW TRL
City	SAINT CHARLES
State	MO
Zip	63303-4421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODFIELD #4 LOT 25
Legal Subdivision	WOODFIELD #4
Legal Lot Number	25
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1007
Census Tract	312300

Owner

2052 Willow Trl is owned and occupied by two individuals who acquired it in August 2026.

Source: St. Charles County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2052 WILLOW TRL, SAINT CHARLES, MO 63303-4421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Aug 29, 2025	Warranty Deed, Transfer USTC, UST
Oct 1, 2020	Warranty Deed, Transfer PARAMOUNT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on File
Deed Sale	Aug 29, 2025 · Amount on File
Prior Sale	Oct 1, 2020 · Amount on File
Deed Document Number	202537894
Last Transfer Date	Aug 6, 2026
Transfer Doc	0000037479
Record Updated	Oct 29, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 6, 2026
Property Address	2052 WILLOW TRL, SAINT CHARLES, MO 63303-4421
Document Number	0000037479
Instrument Date	Aug 6, 2026
Instrument	202637479
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2033 KEHRSBORO DR, CHESTERFIELD, MO 63005-6512

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 29, 2025
Property Address	2052 WILLOW TRL, SAINT CHARLES, MO 63303-4421
Document Number	0000037894
Map Reference	MB 25 PG 88
Instrument Date	Aug 28, 2025
Instrument	2025R-037894
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	USTC, UST

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2052 WILLOW TRL, SAINT CHARLES, MO 63303-4421

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2052 WILLOW TRL, SAINT CHARLES, MO 63303-4421

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 1, 2020
Property Address	2052 WILLOW TRL, SAINT CHARLES, MO 63303-4421
Document Number	0000073459
Instrument Date	Sep 29, 2019
Instrument	73459
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	ATG

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2052 WILLOW TRL ST CHARLES MO 633034421, ST CHARLES, MO 63303-4421

Mortgage

Document Number	73460
Date	Oct 1, 2020
Instrument	73460

Lender

Name	PARAMOUNT BK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	300 Months
Due	Sep 30, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 2052 Willow Trl was $3,761, up 11.2% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,299 (-)	$343,681 (%) Land $75,000 Building $268,681
2025	$3,761.00 (+11.17%)	$65,299	$343,682 Land $75,000 Building $268,682
2024	$3,383.00
2023		$56,997
2022			$299,986 Land $55,000 Building $244,986

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2052 Willow Trl in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	21 (1979–2008)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Jun 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2008 · 2 claims Severe Storms & Flooding, Jul 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2052 Willow Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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