20514 Empire Ave, Bend, OR 97701 Property Records

Deschutes County property record for 20514 Empire Ave, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	1,464 sqft · built 2022
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on File
Tax Bill	$3,322 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171221-B0-05647`

Property Details

APN / Parcel Number

Primary APN	`171221-B0-05647`
Alternative APN	`262007`

Interior

Building Area	1,464 sqft
Gross Area	368 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Lot Area	2,178 sqft (0.05 acres)

Location & Zoning

Account Number	262007
Street Address	20514 EMPIRE AVE
City	BEND
State	OR
Zip	97701-5700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	CALAVERAS LOT 24
Legal Range	12
Legal Township	17
Legal Section	21
Legal Subdivision	CALAVERAS
Legal Lot Number	24
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3052
Census Tract	1101

Owner

20514 Empire Ave, a single family home, is owned by a company.

Source: Deschutes County records, as of April 16, 2026

Owner of Record	Company Name on File
Mailing Address	805 SW BROADWAY, 1600, PORTLAND, OR 97205-3356
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Aug 27, 2021	Deed of Trust, Mortgage · Construction Mortgage LEVEL CAPITAL LLC
May 1, 2023	Deed of Trust, Mortgage · Construction Mortgage LEVEL CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 28, 2026
Property Address	20514 EMPIRE AVE, BEND, OR 97701-5700
Document Number	0000022379
Instrument Date	Jul 24, 2026
Instrument	202622379
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000022380,
Date	Jul 28, 2026
Instrument	202622380

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20514 EMPIRE AVE, BEND, OR 97701-5700
Transaction Type	Mortgage
Record Updated	Nov 13, 2023
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049851
Date	Aug 27, 2021
Instrument	2021-49851

Lender

Name	LEVEL CAPITAL LLC
Type	Mortgage Company
Address	KIRKLAND, WA 98033

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Feb 2, 2022

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20514 EMPIRE AVE, BEND, OR 97701-5700
Transaction Type	Mortgage
Record Updated	Nov 13, 2023
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010183
Date	May 1, 2023
Instrument	2023-10183

Lender

Name	LEVEL CAPITAL LLC
Type	Mortgage Company
Address	KIRKLAND, WA 98033

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 20514 Empire Ave was $3,322, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,322.00 (+3.91%)	$196,660 (+3%)	$550,350 (-8.14%) Land $163,400 Building $386,950
2024	$3,197.00 (+121.86%)	$190,940 (+111.83%)	$599,140 (+82.03%) Land $163,400 Building $435,740
2023	$1,441.00	$90,140	$329,150 Land $156,400 Building $172,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20514 Empire Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20514 Empire Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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