Denver City property record for 20510 E 45th Ave, Denver, CO 80249
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,576 sqft · built 1986 |
| Lot Size | 0.113 acres (4,910 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $117,100 (Apr 2009) |
| Tax Bill | $2,817 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Jan 2017 Mortgage |
| APN | 00232-01-009-000 |
| Primary APN | 00232-01-009-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,576 sqft Living Area |
| 1st Floor Area | 976 sqft |
| Basement Area | 456 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Lot Area | 4,910 sqft (0.113 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Frame Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20510 E 45TH AVE |
|---|---|
| City | DENVER |
| State | CO |
| Zip | 80249-6975 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | GREEN VALLEY RANCH FLG NO 5 B1 L9 |
| Legal Subdivision | GREEN VALLEY RANCH FLG NO 5 |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | DENVER CO |
| Township / Civil Division | DENVER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 8391 |
20510 E 45th Ave is owned and occupied by two individuals who bought it in April 2009.
Source: Denver City records, as of May 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20510 E 45TH AVE, DENVER, CO 80249-6975 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2018 | Deed of Trust, Mortgage · ARM COMMERCE BANK |
| Jan 30, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage COMMERCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2009 · Amount on File |
| Deed Sale | Apr 6, 2009 · Amount on File |
| Prior Sale | Sep 22, 2008 |
| Deed Document Number | 200941512 |
| Prior Transfer Date | Jun 18, 2007 |
| Prior Transfer Doc | 0000110740 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENVER CO |
| Property Address | 20510 E 45TH AVE, DENVER, CO 80249-6975 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000032613 |
|---|---|
| Date | Mar 20, 2018 |
| Instrument | 2018032613 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.35% |
| Index | 1-Year CMT |
| Max Rate | 10.3% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DENVER CO |
| Recording Date | Jan 30, 2017 |
| Property Address | 20510 E 45TH AVE, DENVER, CO 80249-6975 |
| Document Number | 0000012396 |
| Instrument Date | Jan 23, 2017 |
| Instrument | 2017012396 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | HERITAGE TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20510 E 45TH AVE, DENVER, CO 80249-6975 |
| Document Number | 0000012397 |
|---|---|
| Date | Jan 30, 2017 |
| Instrument | 2017012397 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2032 |
The 2025 property tax bill for 20510 E 45th Ave was $2,817.
Source: Denver City assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County / Municipality | Denver City |
| Unified School District | Denver County School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,817.00 | $30,890 Land $5,090 Building $5,090 | $438,100 Land $72,200 Building $365,900 |
| 2023 | $2,545.00 | $28,450 (+20.7%) Land $1,150 Building $27,300 | $479,600 (+41.43%) Land $72,200 Building $407,400 |
| 2022 | $23,570 Land $4,020 Building $19,550 | $339,100 Land $57,800 Building $281,300 | |
| 2021 | $2,295.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 20510 E 45th Ave; there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20510 E 45th Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 33 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 773 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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