2051 Wilcox Valley Dr, Frederick, MD 21702 Property Records

Frederick County property record for 2051 Wilcox Valley Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,850 sqft · built 2006
Lot Size	0.174 acres (7,557 sqft)
Owner	Individual Name on Record
Last Sale	$620,000 (Mar 2023)
Tax Bill	$10,960 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-258951`

Property Details

APN / Parcel Number

Primary APN	`02-258951`
Alternative APN	`258951`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,850 sqft Living Area
Gross Area	4,250 sqft
1st Floor Area	1,474 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,557 sqft (0.174 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	112 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	258951
Street Address	2051 WILCOX VALLEY DR
City	FREDERICK
State	MD
Zip	21702-6836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PND
Legal Description	LOT 159 PL 2 PHASE 1 7,557 SQ. FT. TUSCARORA CREEK PND
Legal Subdivision	TUSCARORA CREEK
Legal Phase	1,7
Legal Lot Number	159
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	2
Census Block	2008
Census Tract	751301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2051 WILCOX VALLEY DR, FREDERICK, MD 21702-6836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 4, 2022	Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Jul 17, 2019	Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
Apr 25, 2019	Grant Deed, Transfer · Construction Mortgage MINKOFF FAM INVS CLUB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2023 · Amount on Record
Deed Sale	Mar 16, 2023 · Amount on Record
Prior Sale	Feb 4, 2022 · Amount on Record
Deed Book / Page	16364 / 402
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 16, 2023
Property Address	2051 WILCOX VALLEY DR, FREDERICK, MD 21702-6836
Document Number	0163640402
Book / Page	16364 / 402
Map Reference	MB 78 PL 199
Instrument Date	Dec 19, 2022
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	ASPEN R/E SETTLEMENTS INC, ASPEN REAL ESTATE STLMTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2051 WILCOX VALLEY DR, FREDERICK, MD 21702-6836

Mortgage

Document Number	0016364411
Date	Mar 16, 2023
Instrument	16364/411

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2053

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 4, 2022
Property Address	2051 WILCOX VALLEY DR, FREDERICK, MD 21702-6836
Document Number	0157080491
Book / Page	15708 / 491
Map Reference	MB 78 PL 199
Instrument Date	Jan 7, 2022
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	DEFINITIVE TITLE, DEFINITIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2051 WILCOX VALLEY DR, FREDERICK, MD 21702-6836

Mortgage

Document Number	0015708499
Date	Feb 4, 2022
Instrument	15708/499

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 17, 2019
Property Address	2051 WILCOX VALLEY DR, FREDERICK, MD 21702-6836
Document Number	0130900213
Book / Page	13090 / 0213
Map Reference	MB 78 PL 199
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2051 WILCOX VALLEY DR, FREDERICK, MD 21702-6836

Mortgage

Document Number	130900221
Date	Jul 17, 2019
Instrument	13090/0221

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 25, 2019
Property Address	2051 WILCOX VALLEY DR, FREDERICK, MD 21702-6836
Document Number	0129350306
Book / Page	012935 / 000306
Instrument Date	Mar 14, 2019
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	ATG TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$309.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6564 LOISDALE CT #215 SPRINGFIELD VA 221501812, 215, SPRINGFIELD, VA 22150-1812

Mortgage

Document Number	129350311
Date	Apr 25, 2019
Book Page	012935/000311

Lender

Name	MINKOFF FAM INVS CLUB
Type	MERS
Address	ROCKVILLE, MD 20850

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 24, 2020

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$622,567 (+26.8%)	$676,500 (+13.58%) Land $110,300 Building $566,200
2025	$10,960.00 (+22.95%)
2023	$8,914.00	$491,000	$595,600 Land $100,200 Building $495,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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