2051 SE Riverside Dr, Stuart, FL 34996 Property Records

Martin County property record for 2051 SE Riverside Dr, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 6,719 sqft · built 1999
Lot Size	0.577 acres (25,134 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,400,000 (Sep 2025)
Tax Bill	$35,313 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-001-000-0002.0-3-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-001-000-0002.0-3-0000`
Alternative APNs	`03-38-41-001-000-00020-3` `19695`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	6,719 sqft Living Area
Gross Area	7,451 sqft
1st Floor Area	3,850 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	25,134 sqft (0.577 acres)
Lot Dimensions	100 ft deep x 100 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	760 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	2,634 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19695
Street Address	2051 SE RIVERSIDE DR
City	STUART
State	FL
Zip	34996-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	COMBES UNREC BEG SE COR BLK 19 ST LUCIE EST # 4 N 65 DEG 32 E 110.12 & N 59 DEG 50 E 87.01 FOR BEG N 68 DEG 49 04 E 107.46 TO PT (275 E OF E/LN BLK 19) N 238.05 MNDR SWLY TO PT 175 E OF E/LN BLK 19 & S 236.94 TO BEG
Legal Range	41E
Legal Township	38S
Legal Section	3
Legal Subdivision	COMBES UNREC
Legal Block	19
Legal Lot Number	2
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2011
Census Tract	902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2051 SE RIVERSIDE DR, STUART, FL 34996-1209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 11, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jan 19, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Prior Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	20253147441
Deed Book / Page	3521 / 2434
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 16, 2025
Property Address	2051 SE RIVERSIDE DR, STUART, FL 34996-1209
Document Number	0035212434
Book / Page	3521 / 2434
Map Reference	MB 12 PG 58
Instrument Date	Sep 10, 2025
Instrument	3147441
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2051 SE RIVERSIDE DR, STUART, FL 34996-1209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2051 SE RIVERSIDE DR, STUART, FL 34996-1209

Mortgage

Document Number	0035212436
Date	Sep 16, 2025
Instrument	3521/2436

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2051 SE RIVERSIDE DR, STUART, FL 34996-1209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 LANDS END WAY, JUPITER, FL 33458-4375

Mortgage

Document Number	0031662654
Date	Oct 20, 2020
Book Page	3166/2654
Instrument	2844651

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 11, 2020
Property Address	2051 SE RIVERSIDE DR, STUART, FL 34996-1209
Document Number	0031571909
Book / Page	003157 / 001909
Instrument Date	Sep 11, 2020
Instrument	2837418
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$22,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2051 SE RIVERSIDE DR STUART FL 349961209, STUART, FL 34996-1209

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 19, 2018
Property Address	2051 SE RIVERSIDE DR, STUART, FL 34996-1209
Document Number	0029702265
Book / Page	002970 / 002265
Instrument Date	Jan 18, 2018
Instrument	2674574
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$18,200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2051 SE RIVERSIDE DR STUART FL 349961209, STUART, FL 34996-1209

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$35,313.00 (-1.1%) Additional exemption filed	$2,250,516 (+2.9%)	$4,259,380 (+4.41%) Land $1,800,000 Building $2,459,380
2024	$35,704.00 (+2.3%) Additional exemption filed	$2,187,091 (+3.79%)	$4,079,390 (+6.34%) Land $1,700,000 Building $2,379,390
2023	$34,900.00 (+3.27%) Additional exemption filed	$2,107,265 (+3%)	$3,836,110 (+13.9%) Land $1,400,000 Building $2,436,110
2022	$33,795.00 Homeowner's exemption	$2,045,889	$3,367,940 Land $1,300,000 Building $2,067,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	11 (1978–2018)
Claims Outside the SFHA	4 of 11
Most Recent Claim	May 2018
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream.

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