2051 Richardson Rd, Arnold, MO 63010 Property Records

Jefferson County property record for 2051 Richardson Rd, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,092 sqft · built 1935
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$194,000 (Jan 2021)
Tax Bill	$1,273 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-9.0-31.0-2-002-032.03`

Property Details

APN / Parcel Number

Primary APN	`01-9.0-31.0-2-002-032.03`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Construction Type	Masonry / Concrete Block
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	800 sqft
Porch	Stoop
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2051 RICHARDSON RD
City	ARNOLD
State	MO
Zip	63010-3733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	ROSEDALE LOT 36
Legal Range	6E
Legal Township	43N
Legal Section	31
Legal Subdivision	ROSEDALE
Legal Block	3
Legal Lot Number	36
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	3
Census Block	3006
Census Tract	700118

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2051 RICHARDSON RD, ARNOLD, MO 63010-3733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Aug 4, 2020	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK OF ST CHARLES MO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2021 · Amount on Record
Deed Sale	Jan 11, 2021 · Amount on Record
Prior Sale	Aug 4, 2020 · Amount on Record
Deed Document Number	20211447
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 11, 2021
Property Address	2051 RICHARDSON RD, ARNOLD, MO 63010-3733
Document Number	0000001447
Map Reference	MB 119 PG 20
Instrument Date	Dec 29, 2020
Instrument	2021R-001447
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3320 -1 RUE ROYALE SAINT, SAINT CHARLES, MO 63301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2051 RICHARDSON RD, ARNOLD, MO 63010-3733

Mortgage

Document Number	0000001448
Date	Jan 11, 2021
Instrument	2021R-001448

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 4, 2020
Property Address	2051 RICHARDSON RD, ARNOLD, MO 63010-3733
Document Number	0000027886
Map Reference	MB 119 PG 20
Instrument Date	Jul 31, 2020
Instrument	2020R-027886
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7404 WOODLAND MEADOW DR, POPLAR BLUFF, MO 63901-9220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3320 RUE ROYALE ST STE 1, 1, SAINT CHARLES, MO 63301-8322
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027887
Date	Aug 4, 2020
Instrument	2020R-027887

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Jan 31, 2021

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,800 (-) Land $4,800 Building $14,000	$98,900 (-) Land $25,300 Building $73,600
2025	$1,273.00 (-1.09%)	$18,800 (+2.17%) Land $4,800 Building $14,000	$98,900 (-) Land $25,300 Building $73,600
2024	$1,287.00 (+0.63%)		$98,900 (+1.96%) Land $25,300 Building $73,600
2023	$1,279.00 (+0.31%)	$18,400 (+2.79%) Land $4,800 Building $13,600	$97,000 (+3.19%) Land $25,300 Building $71,700
2022	$1,275.00	$17,900 Land $4,800 Building $13,100
2021			$94,000 Land $25,300 Building $68,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1981–2015)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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