2051 Plainfield Rd, Oswego, IL 60543 Property Records

Kendall County property record for 2051 Plainfield Rd, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 10,630 sqft · built 1985
Lot Size2.13 acres (93,218 sqft)
Owner2 Individual Names on File
Last Sale$520,000 (May 2020)
Tax Bill$15,615 (2024)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-34-400-011

Property Details

APN / Parcel Number

Primary APN03-34-400-011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area10,630 sqft Living Area
Gross Area13,677 sqft
1st Floor Area10,630 sqft
Basement Area2,170 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area93,218 sqft
Garage TypeAttached
Garage Area877 sqft
Parking Spaces3 Parking Spaces
Total Buildings2 Buildings

Location & Zoning

Street Address2051 PLAINFIELD RD
CityOSWEGO
StateIL
Zip60543-9539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART OF SE 1/4 OF SEC34, T37N, R8E
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1053
Census Tract890105

Owner

2051 Plainfield Rd is owned and occupied by two individuals who bought it in May 2020.

Source: Kendall County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address2051 PLAINFIELD RD, OSWEGO, IL 60543-9539
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2020 · Amount on File
Deed SaleMay 8, 2020 · Amount on File
Prior SaleJun 27, 2006 · Amount on File
Deed Document Number20207495
Prior Transfer DateJan 31, 2007
Prior Transfer Doc0000004900
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address2051 PLAINFIELD RD, OSWEGO, IL 60543-9539
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyNOT AVAILABLE, RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000979
DateJan 12, 2021
Instrument202100000979
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate
Rate2.25%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$260,235 Land $28,823 Building $231,412$780,705 Land $86,469 Building $694,236
2024$15,615.00
2022$143,347 Land $20,547 Building $122,800$430,041 Land $61,641 Building $368,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2051 Plainfield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2051 Plainfield Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
Blast Communications
Fixed Wireless
75 / 10

May also be available: T-Mobile.

Nearby Properties on Plainfield Rd

Nearby Streets

Search Property Records by Address or Parcel Number