Hancock County property record for 2051 Oconee Dr, Sparta, GA 31087 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,008 sqft Heated Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $245,000 (2003) |
| Tax Bill | $2,704.00 (2025) |
| Primary APN | 006A 040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,008 sqft Heated Area |
| 1st Floor | 1,008 sqft 1st Floor |
| Basement Area | 998 sqft Basement |
| Finished Basement | 998 sqft Finished |
| Unfinished Basement | 1,008 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 21,780 sqft (0.5 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | 112 sqft Deck |
|---|---|
| Patio Area | 216 sqft Patio |
| Porch Area | 264 sqft Porch |
| Boat Access | Boat Access |
| Utility Building | 96 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 1192 |
|---|---|
| Street Address | 2051 OCONEE DR |
| City | SPARTA |
| State | GA |
| Zip | 31087-5503 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SS LT 688 |
| Legal Subdivision | SCENIC SHORES |
| Legal Lot Number | 688 |
| Jurisdiction | HANCOCK GA |
| Minor Civil Division | DEVEREUX |
| Census Blockgroup | 1 |
| Census Block | 1055 |
| Census Tract | 480300 |
Source: Hancock County records · APN 006A 040
Assessment roll updated December 15, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 961265, FORT WORTH, TX 76161-0265 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Stand Alone Second Mortgage ROCKET MORTGAGE |
| Aug 27, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE |
| Dec 11, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS INC |
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2003 · Amount on Record |
| Deed Sale | Aug 29, 2003 · Amount on Record |
| Prior Sale | Oct 31, 2000 · Amount on Record |
| Deed Book / Page | 225 / 156 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK GA |
| Recording Date | Apr 20, 2026 |
| Property Address | 2051 OCONEE DR, SPARTA, GA 31087-5503 |
| Document Number | 0000000639/0000000013 |
| Book / Page | 639 / 13 |
| Instrument Date | Apr 17, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2051 OCONEE DR, SPARTA, GA 31087-5503 |
| Document Number | 0639000013, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 639/13 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK GA |
| Property Address | 2051 OCONEE DR, SPARTA, GA 31087-5503 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2051 OCONEE DR, SPARTA, GA 31087-5503 |
| Document Number | 0000000570/0000000333 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 0000000570/0000000333 |
| Instrument | 001517 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK GA |
| Property Address | 2051 OCONEE DR, SPARTA, GA 31087-5503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 512/280 |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | 512/280 |
| Instrument | 001885 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK GA |
| Property Address | 2051 OCONEE DR, SPARTA, GA 31087-5503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2051 OCONEE DR, SPARTA, GA 31087-5503 |
| Document Number | 0000000544/0000000278 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 0000000544/0000000278 |
| Instrument | 000528 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2035 |
Source: Hancock County records · Assessment roll updated December 15, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Hancock County |
| Unified School District | Hancock County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,704.00 (+13.19%) Homeowner's exemption Senior Citizen's exemption | $79,879 (-) Land $30,400 Building $49,479 | $199,697 (-) Land $76,000 Building $123,697 |
| 2023 | $2,389.00 (-6.39%) Homeowner's exemption | $79,879 (-) Land $30,400 Building $49,479 | $199,697 (-) Land $76,000 Building $123,697 |
| 2022 | $2,552.00 Homeowner's exemption | $79,879 Land $30,400 Building $49,479 | $199,697 Land $76,000 Building $123,697 |
2051 Oconee Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Hancock County (13141C), updated January 26, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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