Riverside County property record for 2051 Mountain Ave, Banning, CA 92220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,437 sqft · built 1979 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $449,000 (Feb 2023) |
| Tax Bill | $6,381 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Nov 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 535-261-013 |
| Primary APN | 535-261-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,437 sqft Living Area |
| Gross Area | 2,239 sqft |
| 1st Floor Area | 1,437 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Wood |
| Roof Material | Gravel |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2051 MOUNTAIN AVE |
|---|---|
| City | BANNING |
| State | CA |
| Zip | 92220-1105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 20 BLK 2 MB 080/039 TR 5356 |
| Legal Subdivision | MOUNTAIN AIR RANCH ESTATES UNIT 1 |
| Legal Tract | 5356 |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | SAN GORGONIO PASS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 44103 |
2051 Mountain Ave is owned and occupied by two individuals who bought it in February 2023.
Source: Riverside County records, as of July 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2051 MOUNTAIN AVE, BANNING, CA 92220-1105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2023 | Grant Deed, Transfer · FHA Mortgage BAY VALLEY MORTGAGE GROUP |
| Nov 30, 2022 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage MARK E SMITH SEP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2023 · Amount on File |
| Deed Sale | Feb 9, 2023 · Amount on File |
| Prior Sale | May 25, 2005 · Amount on File |
| Deed Document Number | 202338400 |
| Prior Transfer Date | Nov 17, 2022 |
| Prior Transfer Doc | 0000486240 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Feb 9, 2023 |
| Property Address | 2051 MOUNTAIN AVE, BANNING, CA 92220-1105 |
| Document Number | 0000038400 |
| Map Reference | MB 80 PG 39&40 |
| Instrument Date | Jan 18, 2023 |
| Instrument | 2023-0038400 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2051 MOUNTAIN AVE, BANNING, CA 92220-1105 |
| Document Number | 0000038401 |
|---|---|
| Date | Feb 9, 2023 |
| Instrument | 2023-0038401 |
| Name | BAY VALLEY MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Nov 30, 2022 |
| Property Address | 2051 MOUNTAIN AVE, BANNING, CA 92220-1105 |
| Document Number | 0000486240 |
| Map Reference | MB 80 PG 39&40 |
| Instrument Date | Nov 17, 2022 |
| Instrument | 2022-0486240 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2022 |
| Title Company | FIDELITY NATIONAL TITLE-INLAND EM, FIDELITY NATL TTL INLAND EMP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2051 MOUNTAIN AVE, BANNING, CA 92220-1105 |
| Document Number | 0000486241 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 2022-0486241 |
| Name | MARK E SMITH SEP |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2051 Mountain Ave was $6,381 with a homeowner's exemption.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Banning City |
| County | Riverside County |
| Unified School District | Banning Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $476,481 (+2%) Land $79,590 Building $396,891 | ||
| 2025 | $6,381.00 Homeowner's exemption | $467,139 Land $78,030 Building $389,109 | |
| 2023 | $5,804.00 (+10.24%) Homeowner's exemption | $417,347 Land $71,634 Building $345,713 | |
| 2022 | $5,265.00 | ||
| 2021 | $408,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2051 Mountain Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2051 Mountain Ave is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 75% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BANNING serves 31,680 people · EPA ID CA3310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
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