2051 Laredo Ave, Spring Hill, FL 34608 Property Records

Hernando County property record for 2051 Laredo Ave, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,890 sqft · built 1984
Lot Size	0.337 acres (14,695 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Jul 2026)
Tax Bill	$1,904 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5210-1409-0140`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5210-1409-0140`
Alternative APNs	`00308134` `308134`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,890 sqft Living Area
Gross Area	2,876 sqft
1st Floor Area	1,890 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,695 sqft (0.337 acres)
Lot Dimensions	125 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Screened Porch
Porch Area	1,514 sqft
Deck Area	132 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00308134
Street Address	2051 LAREDO AVE
City	SPRING HILL
State	FL
Zip	34608-5362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 21 BLK 1409 LOT 14 ORB 354 PG 679
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 21
Legal Block	1409
Legal Lot Number	14
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1008
Census Tract	41104

Owner

Source: Hernando County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2051 LAREDO AVE, SPRING HILL, FL 34608-5362
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
Mar 5, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	Mar 5, 2026 · Amount on Record
Deed Document Number	202651789
Deed Book / Page	4742 / 764
Prior Transfer Date	Oct 9, 2013
Prior Transfer Doc	0030481354
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 30, 2026
Property Address	2051 LAREDO AVE, SPRING HILL, FL 34608-5362
Document Number	0000051789
Book / Page	4742 / 764
Instrument Date	Jul 29, 2026
Instrument	202651789
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	TROPIC TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293,405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2051 LAREDO AVE, SPRING HILL, FL 34608-5362

Mortgage

Document Number	0000051790,
Date	Jul 30, 2026
Book Page	4742/766
Instrument	202651790

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 5, 2026
Property Address	2051 LAREDO AVE, SPRING HILL, FL 34608-5362
Document Number	0046771225
Book / Page	4677 / 1225
Map Reference	MB 9 PG 81-96
Instrument Date	Mar 3, 2026
Instrument	2026014820
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	REPUBLIC LAND AND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,839.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7329 GREYSTONE DR, HUDSON, FL 34667-3010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12441 CHICAGO AVE, HUDSON, FL 34669-3719

Mortgage

Document Number	0046771227
Date	Mar 5, 2026
Instrument	4677/1227

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,904.00 (+61.22%) Homeowner's exemption	$124,393 (+5.99%)	$317,550 (+6.67%) Land $50,257 Building $267,293
2023		$117,366 (+3%) Land $117,366
2022	$1,181.00 Homeowner's exemption	$113,948	$297,694 Land $43,056 Building $254,638

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications, Verizon.

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