Montgomery County property record for 2051 Hamlet Dr, Dayton, OH 45440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,438 sqft · built 1960 |
| Lot Size | 0.295 acres (12,837 sqft) |
| Owner | Company Name on File |
| Last Sale | $221,666 (Apr 2026) |
| Tax Bill | $5,938 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Line of Credit Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-02212-0017 |
| Primary APN | N64-02212-0017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,438 sqft Living Area |
| Gross Area | 2,958 sqft |
| 1st Floor Area | 1,880 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 12,837 sqft (0.295 acres) |
| Lot Dimensions | 131 ft deep x 98 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2051 HAMLET DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-1624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 34 ORCHARD HTS SEC 6 |
| Legal Subdivision | ORCHARD HTS |
| Legal Lot Number | 17 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21601 |
Source: Montgomery County records · APN N64-02212-0017
Assessment roll updated December 30, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2051 HAMLET DR, DAYTON, OH 45440-1624 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 20, 2026 | Warranty Deed, Transfer · Line of Credit FIRST WESTERN FSB |
| Jan 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DAY AIR CREDIT UNION INC |
| Jan 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Jan 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/WSTN OH |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on Record |
| Deed Sale | Apr 20, 2026 · Amount on Record |
| Deed Document Number | 202623839 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 20, 2026 |
| Property Address | 2051 HAMLET DR, DAYTON, OH 45440-1624 |
| Document Number | 0000023839 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.23839 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | ALL POINTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $67,165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 2051 HAMLET DR, DAYTON, OH 45440-1624 |
| Investor | Possibly a Property Investor |
| Document Number | 0000023840, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 2026.23840 |
| Name | FIRST WESTERN FSB |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2051 HAMLET DR, DAYTON, OH 45440-1624 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002722 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 2022-00002722 |
| Name | DAY AIR CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45429 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2051 HAMLET DR, DAYTON, OH 45440-1624 |
| Document Number | 0000007961 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2051 HAMLET DR DAYTON OH 454401624, DAYTON, OH 45440-1624 |
| Document Number | 0000007961 |
|---|---|
| Date | Feb 13, 2019 |
| Instrument | 7961 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 12, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2051 HAMLET DR, DAYTON, OH 45440-1624 |
| Document Number | 0000007962 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2051 HAMLET DR DAYTON OH 454401624, DAYTON, OH 45440-1624 |
| Document Number | 0000007962 |
|---|---|
| Date | Feb 13, 2019 |
| Instrument | 7962 |
| Name | FIFTH THIRD BK/WSTN OH |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2049 |
Source: Montgomery County records · Assessment roll updated December 30, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $93,170 (-) Land $16,700 Building $76,470 | $266,200 (-) Land $47,720 Building $218,480 | |
| 2024 | $5,938.00 (+2.93%) | ||
| 2023 | $5,769.00 (+6.24%) | $93,170 (+34.35%) Land $16,700 Building $76,470 | $266,200 (+34.34%) Land $47,720 Building $218,480 |
| 2022 | $5,430.00 | $69,350 Land $12,460 Building $56,890 | |
| 2020 | $198,160 Land $35,610 Building $162,550 |
Source: FEMA National Flood Hazard Layer as of June 21, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1979–2008) |
| Most Recent Claim | Jun 2008 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 194 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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