2051 Echo Dr, Billings, MT 59105 Property Records

Yellowstone County property record for 2051 Echo Dr, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,313 sqft · built 1993
Lot Size	1.42 acres (61,986 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,320 (Apr 2022)
Tax Bill	$3,644 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000D051230`

Property Details

APN / Parcel Number

Primary APN	`000D051230`
Alternative APNs	`03-1033-14-2-07-04-0000` `R0361146` `D051230` `D05123`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,313 sqft Living Area
Gross Area	3,488 sqft
1st Floor Area	1,744 sqft
Basement Area	1,744 sqft
Finished Basement	1,569 sqft
Unfinished Basement	175 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	61,986 sqft
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	1,500 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	42 sqft
Deck Area	288 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2051 ECHO DR
City	BILLINGS
State	MT
Zip	59105-4895
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-70
Legal Description	S14, T01 N, R26 E, C.O.S. 1175, PARCEL 8B, AMND
Legal Range	26E
Legal Township	01N
Legal Section	14
Legal Subdivision	CERTIFICATE/SURV 1175 08B
Legal Tract	8B
Legal Block	1
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	1
Census Block	1016
Census Tract	707

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2818 30TH AVE S, FARGO, ND 58103-6152
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Warranty Deed, Transfer · Conventional Mortgage WESTERN SECURITY BANK
Feb 15, 2022	Deed of Trust, Mortgage · Line of Credit ALTANA FCU
Mar 14, 2017	Deed of Trust, Mortgage · ARM BILLINGS FCU
Nov 7, 2017	Deed of Trust, Mortgage · Line of Credit BILLINGS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2022 · Amount on Record
Deed Sale	Apr 7, 2022 · Amount on Record
Prior Sale	Aug 18, 2010 · Amount on Record
Deed Document Number	20224013351
Last Transfer Date	Mar 11, 2025
Transfer Doc	0004097981
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 7, 2022
Property Address	2051 ECHO DR, BILLINGS, MT 59105-4895
Document Number	0004013351
Map Reference	DOC 1352046
Instrument Date	Apr 6, 2022
Instrument	4013351
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2051 ECHO DR, BILLINGS, MT 59105-4895

Mortgage

Document Number	0004013352
Date	Apr 7, 2022
Instrument	4013352

Lender

Name	WESTERN SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2051 ECHO DR, BILLINGS, MT 59105-4895
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004007954
Date	Feb 15, 2022
Instrument	4007954

Lender

Name	ALTANA FCU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 14, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2051 ECHO DR, BILLINGS, MT 59105-4895
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003808133
Date	Mar 14, 2017
Instrument	3808133

Lender

Name	BILLINGS FCU
Type	Credit Union
Address	BILLINGS, MT 59101

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Margin	2
Max Rate	8.87%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2051 ECHO DR, BILLINGS, MT 59105-4895
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003832781
Date	Nov 7, 2017
Instrument	3832781

Lender

Name	BILLINGS FCU
Type	Credit Union
Address	BILLINGS, MT 59103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 6, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$600,900 (-) Land $108,051 Building $492,849	$600,900 (-) Land $108,051 Building $492,849
2025	$3,644.00 (-10.88%)	$600,900 (+20.66%) Land $108,051 Building $492,849	$600,900 (+20.66%) Land $108,051 Building $492,849
2024	$4,089.00 (+22.17%)
2023	$3,347.00	$498,000	$498,000 Land $92,618 Building $405,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 88% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: CenturyLink, Nemont, Verizon.

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