Sherburne County property record for 2051 15th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.315 acres (13,719 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $209,000 (Feb 2020) |
| Tax Bill | $3,596 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Feb 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-423-0155 |
| Primary APN | 85-423-0155 |
|---|---|
| Alternative APNs |
|
| Lot Area | 13,719 sqft (0.315 acres) |
|---|
| Account Number | 43152 |
|---|---|
| Street Address | 2051 15TH AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11, BLK 1 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 12 |
| Legal Subdivision | TORBORG ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 31500 |
2051 15th Ave SE is owner-occupied and held in a trust since February 2020.
Source: Sherburne County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2051 15TH AVE SE, SAINT CLOUD, MN 56304-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 2, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 18, 2020 | Warranty Deed, Transfer · Conventional with PMI ENVISION CAP |
| Jun 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage LIBERTY BANK MINNESOTA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2020 · Amount on File |
| Deed Sale | Feb 18, 2020 · Amount on File |
| Prior Sale | Jun 1, 2017 · Amount on File |
| Deed Document Number | 2020886942 |
| Prior Transfer Date | Apr 22, 1997 |
| Prior Transfer Doc | 0000041252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jul 2, 2026 |
| Property Address | 2051 15TH AVE SE, SAINT CLOUD, MN 56304-2401 |
| Document Number | 0000999804 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 2026999804 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $166.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 2051 15TH AVE SE, SAINT CLOUD, MN 56304-2401 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Feb 18, 2020 |
| Property Address | 2051 15TH AVE SE, SAINT CLOUD, MN 56304-2401 |
| Document Number | 0000886942 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 886942 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2020 |
| Title Company | STEARNS COUNTY ABSTRACT AND TITLE COMPANY, STEARNS CNTY ABS & TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2051 15TH AVE SE ST CLOUD MN 563042401, ST CLOUD, MN 56304-2401 |
| Document Number | 886943 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 886943 |
| Name | ENVISION CAP |
|---|---|
| Address | MINNETONKA, MN 55305 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jun 1, 2017 |
| Property Address | 2051 15TH AVE SE, SAINT CLOUD, MN 56304-2401 |
| Document Number | 0000839376 |
| Instrument Date | May 19, 2017 |
| Instrument | 839376 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | STEARNS COUNTY ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $593.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2051 15TH AVE SE, SAINT CLOUD, MN 56304-2401 |
| Document Number | 0000839377 |
|---|---|
| Date | Jun 1, 2017 |
| Instrument | 839377 |
| Name | LIBERTY BANK MINNESOTA |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2032 |
The 2025 property tax bill for 2051 15th Ave SE was $3,596 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $266,000 (-) Land $45,000 Building $221,000 | $266,000 (-) Land $45,000 Building $221,000 | |
| 2025 | $3,596.00 | $266,000 Land $45,000 Building $221,000 | $266,000 Land $45,000 Building $221,000 |
| 2023 | $2,934.00 | $266,000 Land $50,000 Building $216,000 | |
| 2021 | $266,000 Land $50,000 Building $216,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2051 15th Ave SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2051 15th Ave SE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures