20508 Straham Way, Sterling, VA 20165 Property Records

Loudoun County property record for 20508 Straham Way, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,822 sqft · built 1998
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Company Names on Record
Tax Bill	$9,216 (2026)
Deeds & Mortgages	Oct 2025 Transfer Apr 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003-45-1810-000`

Property Details

APN / Parcel Number

Primary APN	`003-45-1810-000`
Alternative APN	`82 G 1 96`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	4,840 sqft Living Area
1st Floor Area	1,528 sqft
Basement Area	1,018 sqft
Finished Basement	1,018 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	480 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	Deck Area
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	20508 STRAHAM WAY
City	STERLING
State	VA
Zip	20165-5147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	CASCADES SEC.16-E LOT 96 1628--2353
Legal Subdivision	CASCADES
Legal Block	1
Legal Lot Number	96
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1000
Census Tract	611209

Owner

Source: Loudoun County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	20508 STRAHAM WAY, STERLING, VA 20165-5147
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Gift Deed, Transfer
Apr 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FEDERAL CREDIT UNION
Jun 17, 2021	Deed of Trust, Mortgage · Line of Credit HANSCOM FEDERAL CREDIT UNION
Feb 12, 2020	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 14, 2025
Transfer Doc	0000049775
Record Updated	Oct 29, 2026

October 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	LOUDOUN VA
Recording Date	Oct 14, 2025
Property Address	20508 STRAHAM WAY, STERLING, VA 20165-5147
Document Number	0000049775
Map Reference	MB 1202 PG 208
Instrument Date	Oct 14, 2025
Instrument	20251014-0049775
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20508 STRAHAM WAY, STERLING, VA 20165-5147

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	20508 STRAHAM WAY, STERLING, VA 20165-5147
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039785
Date	Apr 5, 2021
Instrument	202104050039785

Lender

Name	HANSCOM FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	20508 STRAHAM WAY, STERLING, VA 20165-5147
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067614
Date	Jun 17, 2021
Instrument	202106170067614

Lender

Name	HANSCOM FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 15, 2051

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	20508 STRAHAM WAY, STERLING, VA 20165-5147
Document Number	20200304014917
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20508 STRAHAM WAY STERLING VA 201655147, STERLING, VA 20165-5147

Mortgage

Document Number	20200304014917
Date	Mar 4, 2020
Instrument	14917

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,216.00 (+4.53%)	$1,144,950 (+4.53%) Land $324,400 Building $820,550	$1,144,950 (+4.53%) Land $324,400 Building $820,550
2025	$8,817.00 (+11.02%)	$1,095,340 (+20.67%) Land $289,400 Building $805,940	$1,095,340 (+20.67%) Land $289,400 Building $805,940
2023	$7,942.00	$907,710 Land $269,400 Building $638,310	$907,710 Land $269,400 Building $638,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2011–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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