20508 McGilvray Dr, Crest Hill, IL 60403 Property Records

Will County property record for 20508 McGilvray Dr, Crest Hill, IL 60403

Property Summary

Property Type	Single Family Home
Lot Size	0.174 acres (1,864 sqft)
Owner	Individual Name on File
Last Sale	$153,000 (Jun 2015)
Tax Bill	$3,255 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-20-111-051`

Property Details

APN / Parcel Number

Primary APN	`11-04-20-111-051`

Exterior

Lot Area	1,864 sqft (0.174 acres)

Location & Zoning

Street Address	20508 MCGILVRAY DR
City	CREST HILL
State	IL
Zip	60403-2060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PRT OF LOT 97 IN REMINGTON LAKES UNIT 2, BEING A SUB OF PRT OF THE NW1/4 OF SEC. 20, T36N-R10E, DAF: COMM AT THE SW COR
Legal Range	10E
Legal Township	36N
Legal Section	20
Legal Subdivision	REMINGTON LAKES UNIT 2
Legal Lot Number	97
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1003
Census Tract	884103

Owner

20508 McGilvray Dr is owned and occupied by an individual who bought it in June 2015.

Source: Will County records, as of August 26, 2026

Owner of Record	Individual Name on File
Mailing Address	20508 MCGILVRAY DR, CREST HILL, IL 60403-2060
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2018	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 28, 2019	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Sep 8, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 22, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2015 · Amount on File
Deed Sale	Jun 18, 2015 · Amount on File
Prior Sale	Sep 30, 2005 · Amount on File
Deed Document Number	201550820
Prior Transfer Date	Sep 20, 2005
Prior Transfer Doc	0000108735
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	20508 MCGILVRAY DR, CREST HILL, IL 60403-2060
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054483
Date	Aug 6, 2018
Instrument	R2018054483

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	20508 MCGILVRAY DR, CREST HILL, IL 60403-2060
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	NATIONAL TITLE CLEARING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057851
Date	Aug 28, 2019
Instrument	R2019057851

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate	3.87%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	20508 MCGILVRAY DR, CREST HILL, IL 60403-2060
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075185
Date	Sep 8, 2020
Instrument	R2020075185

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	20508 MCGILVRAY DR, CREST HILL, IL 60403-2060
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079882
Date	Jul 22, 2021
Instrument	R2021079882

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 20508 McGilvray Dr was $3,255.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Crest Hill City
County	Will County
County Subdivision	Lockport Township
Secondary School District	Lockport Township High School District 205 (09 - 12)
Elementary School District	Richland School District 88A (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,255.00	$90,811 (+7.2%) Land $19,930 Building $70,881	$272,433 (+7.2%) Land $59,790 Building $212,643
2024		$84,711 Land $18,591 Building $66,120	$254,133 Land $55,773 Building $198,360
2022	$4,512.00 Homeowner's exemption Senior Citizen's exemption	$66,187 Land $14,526 Building $51,661	$198,561 Land $43,578 Building $154,983

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20508 McGilvray Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20508 McGilvray Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CREST HILL serves 20,223 people · EPA ID IL1970250
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb
Copper	1.69 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bertram Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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